Workers' Comp Attorney Serving South Jersey
When you’ve been injured on the job, your first priority should be to get the medical attention you need so you can heal. Unfortunately, workers’ comp rules can make that process confusing and intimidating. Coupled with being out of work and perhaps being nervous about losing your job, suffering a workplace injury in NJ can be a difficult time in your life.
Trust NJ workers’ compensation lawyer Stan Gregory to help you through all aspects of the workers’ compensation process, from filing your initial claim to fighting claim denials or underpayment of claims. Put Stan Gregory’s 20+ years of experience to work for you and get the workers’ compensation benefits you need and deserve.
How Workers’ Compensation Works in NJ
Workers’ compensation is a state legislative system enacted to provide care and compensation to injured workers. Most employers are required to carry workers compensation insurance, and when an employee is injured on the job, the insurance company evaluates and pays claims. Because workers’ compensation is a “no-fault” system, injured workers are barred in most cases from filing negligence lawsuits against employers. Instead of filing suit and hoping to receive a settlement or a money judgment eventually, workers file for and receive workers’ compensation benefits within weeks of being injured on the job. This system is intended to provide immediate assistance to the injured worker, preserve the employer-employee relationship, and alleviate the burden on the state court docket. Unfortunately, because insurance companies only make money for their shareholders when they deny workers’ compensation claims or only partially pay claims, legitimate claims are often denied or underpaid. To fight against this inherent conflict of interest, you need someone on your side whose only priority is your best interests. Contact Stan Gregory for your free initial consultation and put his experience to work for you.
There are 4 Types of Workers’ Comp Benefits in NJ
Workers’ compensation should pay for all necessary medical treatment required for a worker to recover from their injury, or reach “maximum medical improvement.” Covered treatment may include, but is not limited to, hospitalization, surgery, medication, physical therapy, occupational therapy, and aids such as a wheelchair or cane.
Temporary Total or
Partial Disability Benefits
If an injured worker cannot perform their work duties due to their injury, they are compensated for temporary total disability (“TTD”) in an amount roughly equal to 70% of their average wages. When the worker has recovered and can return to work, TTD benefits cease.
Permanent Total or
Partial Disability Benefits
Permanent partial disability benefits are available to workers who sustain a permanent injury such as impairment of or loss of arms, hands, feet, legs, fingers, toes, ears, teeth or eyes (“scheduled” losses), or suffers a back injury or develops problems with their heart or lungs (“non-scheduled” losses). Permanent partial disability benefits are paid weekly even after TTD benefits cease.
If the worker’s injury is so severe that they can never return to work, they are entitled to compensation for their lost earning capacity as well as compensation for the lasting impairment upon their quality of life.
If a worker dies from a workplace injury, condition, or disease, their family may be entitled to workers compensation death benefits. “Family” includes spouse and dependents living with the worker, and may include other dependents living elsewhere such as siblings, parents, grandparents, or grandchildren if those family members can show they were dependent upon the worker’s income.
Funeral expenses up to $3500 are also covered by workers’ compensation in NJ.
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NJ Workers’ Comp Lawyer Stan Gregory Represents Injured Workers Throughout NJ
We Help Workers in NJ get Workers Comp After Injuries Such As
List of injuries we've helped get workers comp in nj
- Loss of limb or use of limb
- Loss of hearing
- Loss of vision
- Broken Bones
- Catastrophic Injuries to the Brain
- Lung Disease from Toxic Substance Exposure
- Death from a Workplace Accident
- Injuries from Fall-Down, Slipping, and Tripping Accidents
- Injuries from Pallet Stack Collapse
- Injuries from Warehouse Accidents
- Injuries from Factory Accidents
- Injuries from Construction Site Accidents
- Injuries from Forklift Accidents and other Covered Vehicle Accidents
- Injuries Due to Machinery Defects
- Injuries Due to Machinery Malfunctions
- Injuries Due to Missing Safety Features
- Repetitive Motion Injuries
- Injuries from Car Accidents During Work
- Occupational Disease Such as Carpal Tunnel Syndrome
Common Questions about Workers’ Compensation in NJ
What are Common Reasons for Workers’ Compensation Claim Denials?
In NJ, insurance companies will frequently deny or underpay claims because they deem claimed medical treatment medically unnecessary. They will also deny claims if they determine the injury is not severe enough to keep a worker from working, and under pay claims when they can assert that a permanent injury is not as disabling as the worker claims it is.
You can fight denied workers’ compensation claims. Contact us for your free initial consultation.
Who Pays a Workers’ Comp Claim?
A workers’ comp claim is paid for by the employer’s workers’ compensation insurance policy—not the employer. It is important to note that when an injured worker receives workers’ compensation, they are not “suing” the employer.
Because the insurance company and their adjusters and team of attorneys evaluate claims in light of their inherent interest in denying claims to provide profits for their shareholders, many legitimate workers’ comp claims are unfairly denied, delayed, or underpaid.
When Does Workers' Comp Start Paying
To receive workers’ comp in NJ, you have to be out of work and under a doctor’s care for at least 14 consecutive work days. You should receive your first payment within 14 days of a doctor determining you cannot return to work.
What if an Employer Refuses to File My Workers' Comp Claim in NJ?
Contact an experienced NJ workers’ compensation lawyer for help. Most workers comp lawyers in NJ work on contingency, meaning, you pay nothing up front and they are not paid unless you are. Don’t be afraid to ask for help.
What is the Deadline for Filing a Workers’ Comp Claim in NJ?
You should report your injury as soon as possible to receive benefits sooner, however, the statute of limitations for workers’ compensation claims is two years.