Workers’ Compensation Lawyer in Bellmawr, NJ
Did you get injured or fall sick at work? Are you looking for a workers’ compensation lawyer in New Jersey? With over two decades of experience pursuing justice for the workers of New Jersey, Stan Gregory has the experience and skill to help injured workers like you get their due compensation.
Insurance companies only make money for their shareholders when they delay, underpay, or deny workers’ compensation claims. Stan Gregory understands how insurance companies work and how their tactics to turn a profit can negatively affect you. Fighting for New Jersey workers and their rights is what Stan Gregory has dedicated his career to.
Considering that insurance companies have a team of lawyers on their side, don’t you also need an experienced and trusted advocate? For a free consultation with a workers’ compensation lawyer in Bellmawr, NJ, call the offices of Stan Gregory today at 609-281-5100. Cases are accepted on a contingency fee basis to minimize out-of-pocket costs to you.
How a Workers’ Compensation Lawyer Helps Your Claim
You should spend your time and energy recovering, not wrestling with the claims process and the insurance company. The complicated, confusing, and many times frustrating process to secure workers’ compensation benefits can be made much easier with an experienced worker’s compensation attorney to advise you. Stan Gregory, an experienced worker’s compensation attorney in Bellmawr, NJ, can help you prepare your case and represent you at hearings and in negotiations over your benefits.
Steps to Take if You Suffer an Injury at Work
If you’re injured at work or you fall ill due to exposure to something toxic at work, follow these three critical steps to ensure you get the workers’ compensation benefits you deserve.
Immediately Report the Incident
Report the incident immediately to your supervisor or manager, even if you are uncertain you sustained an injury. Some illnesses and injuries can take time to manifest. Because the workers’ compensation process requires a great deal of detailed documentation, reporting the incident immediately helps support any future claims that result from it.
Visit a Doctor
You must visit a doctor paid for by your employer before any other doctor unless you are covered by the Federal Employees Compensation Act (FECA), which allows you to see a doctor of your choice instead.
The doctor’s report is critical to your case because it is the primary document all parties will rely upon to negotiate your due compensation. A workers’ compensation lawyer can counsel what other types of evidence you should request from the doctor.
Prepare Your Workers’ Compensation Claim
Once you have reported the incident and you have obtained the doctor’s report and medical evidence, you may file your workers’ compensation claim. A workers’ compensation attorney will help ensure your claim is accurate, complete, and complies with the law.
Unlike some other states, in NJ workers’ compensation scheme is “no-fault,” meaning that an injured worker does not need to prove that the employer was at fault or otherwise negligent to receive workers’ compensation benefits.
Be aware of your employer’s policy regarding “on-the-job” injuries, and be certain to follow the steps. Your Human Resources Department should have a copy of the policy readily available.
What Workers’ Compensation Covers in Bellmawr, NJ
If your claim is approved, the workers’ compensation benefits you may be eligible for in Bellmawr, NJ, can include:
Someone who is injured at work will receive replacement income in the amount of 70% of their average weekly wage (AWW) not to exceed 75% of the Statewide Average Weekly Wage (SAWW) nor fall below 20% of it. Lost wages are applied from the first day the injured worker misses work until they return to work or the doctor reports that they have reached maximum medical improvement (MMI).
Workers’ compensation can cover medical expenses incurred due to a workplace injury or illness. Examples of commonly covered expenses include hospitalizations, medical procedures, surgeries, therapies, and prescription drugs. Some procedures like acupuncture, chiropractic, or physical therapy are usually limited to a set amount of sessions, but more sessions may be applied for if needed. The coverage window opens at the time of injury and closes when a doctor reports a full or maximum recovery.
Temporary Partial Disability Benefits
Some injured workers are able to work, but at reduced hours due to their condition, or on “light duty” only. In these cases, injured workers could be eligible for temporary partial disability benefits. This benefit reimburses an injured worker for two-thirds of the difference between previous earnings and current earnings.
Temporary Total Disability Benefits
Temporary total disability benefits are available to injured workers who cannot return to work until they are fully recovered. Injured workers can receive two-thirds of their regular income beginning as early as three days from being out of work due to the injury or illness. Payments end after the maximum of 400 weeks or when a doctor clears the injured worker to return to work.
Permanent Partial Disability Benefits
Permanent partial disability payments may be available if the injured worker is permanently disabled but can still work. Coverage includes both scheduled and unscheduled disabilities. Examples of scheduled disabilities include visual or hearing impairments or the loss of limbs, while unscheduled disabilities, although more difficult to label, can include heart, lung, or back issues.
Permanent Total Disability Benefits
Permanent total disability benefits may be available to an injured worker who can no longer work at their former job due to their disability. The worker might be able to perform work in another capacity but if they can no longer perform their former job, they may get permanent total disability payments. Loss of both arms and complete blindness are examples of permanent total disability.
The dependents of a worker who dies due to a workplace injury or illness can also receive benefits such as funeral expenses. The definition of “dependants” is broadly construed in New Jersey. If your loved one died due to a workplace accident or illness, call Bellmawr workers’ compensation lawyer Stan Gregory to determine if death benefits are available in your situation.
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Workers’ Comp Lawyer Stan Gregory Represents Injured Workers Throughout NJ
Stan Gregory Also Represents Employees at the Following Companies
What Workers’ Compensation Covers in New Jersey
Many workers’ compensation claims are for injuries sustained in a one-time workplace accident. However, workers’ comp may also cover injuries and illnesses that take time to develop and may not be traceable to any particular accident or incident.
Examples can include injuries resulting from prolonged, repetitive stress caused by typing, standing, sitting, or heavy labor, along with maladies that result from exposure to harmful chemicals, such as cancers.
Workers’ compensation lawyer Stan Gregory is ready to help you secure the workers’ compensation benefits you deserve. Call his office at 609-281-5100 today!
Common Workers’ Compensation Questions For Our Lawyers
Does Workers’ Comp Have a Limit?
Yes. In New Jersey, workers’ compensation is limited to 400 weeks of benefits at the maximum. Payments stop if a doctor clears the injured worker to return to work sooner.
What Happens With Partially-Paid Claims?
An experienced workers’ compensation attorney in Bellmawr can help you determine if you are being denied your full benefits and fight for your rights to receive the correct amount.
Call Stan Gregory at 609-281-5100 today.
What Happens if My Employer Does Not Have Workers’ Comp Insurance?
In NJ, Most employers are required to have workers’ comp insurance, and it is a class A misdemeanor if they do not. Unfortunately, it may be necessary to file a personal injury claim for your workplace injury to pursue receiving due compensation in these rare cases. Personal Injury claims are processed under a different set of rules and laws, so the choice of your attorney can make all the difference in your case.
Can I Get Both Disability and Workers’ Comp?
Yes, in some cases. Disability covers a worker unable to work in any capacity, and if the injury occurred in the workplace, workers’ compensation would also be available.
Contact Stan Gregory, Your Experienced Bellmawr Workers’ Compensation Lawyer
Stan Gregory has devoted his career to helping injured workers in Bellmawr get the workers’ compensation benefits they deserve. Put Stan Gregory’s more than two decades of experience to work for you. Call today at 609-281-5100 for your free consultation.