Injured at Work? Our Experienced Beverly Workers Compensation Attorneys Can Fight For You
If you live in New Jersey or work in New Jersey, and you have suffered an injury while working, Stan Gregory is a workers’ compensation attorney, who can help you get the compensation you deserve.
Don’t fight the insurance company and their team of lawyers alone! Bring a trusted and experienced advocate to the table and get the benefits you deserve. Stan Gregory has dedicated his career to fighting for injured workers just like you. He has seen it all and knows how to fight and overcome the insurance companies’ delaying and denying tactics, which they employ to make more profits while depriving you of the money you need while injured and out of work.
For over twenty years, Stan Gregory has worked tirelessly to get justice for injured workers in Beverly, NJ. Put Stan Gregory’s experience and skill to work for you. For a free, no-obligation consultation, call the offices of Stan Gregory today at 609-281-5100. We accept cases on a contingency basis, which means no out-of-pocket legal cost to you.
How a Workers’ Compensation Lawyer Can Help You
You should spend your time and energy recovering from your workplace injury, not dealing with the frustration of trying to get your workers’ compensation claim paid. You need an experienced attorney to guide you through the complicated and often confusing workers’ compensation claims process. Stan Gregory will handle your workers’ compensation claim for you, helping you prepare your case and representing you at hearings and in negotiations.
Steps to Take if You Are Injured at Work
Follow these three critical steps if you get injured while working:
- Inform Your Supervisor
- Visit the Doctor
- Gather Evidence for Your Workers’ Compensation Claim
Report the Incident or Accident to Your Manager
This is important even if you are not sure you sustained an injury, because some illnesses and injuries can take time to manifest. As soon as practical after the incident, inform your employer through your manager or supervisor.
A successful workers’ compensation claim requires evidence and documentation of both the incident and the injury.. Reporting an incident immediately helps you begin to build a case for your future workers’ compensation claim, if you will be out of work due to your injury. Be sure to write out what happened while the incident is fresh in your mind. Also, obtain a notice of injury form (DWC-1) and compile a list of witnesses in preparation for filing your claim when the time comes.
Visit the Doctor
Most employees must visit the doctor of their employer’s choice after suffering a workplace injury. An exception to this is if you are a federal employee, in which case you can visit your own doctor.
Be sure to ask for a copy of the doctor’s report, because all parties will rely on it in negotiating the amount and types of benefits you could receive. An experienced workers’ compensation lawyer can tell you what information and documentation you need to get from this doctor to fully support your claim.
Prepare and File Your Workers’ Compensation Claim
Once you have reported the incident to your employer, prepared a written account of the incident, compiled your list of witnesses, and obtained the doctor’s report and medical evidence, you will have what you need to file your NJ workers’ compensation claim. When you work with an experienced workers’ compensation attorney, you can be sure your claim is complete and accurate.
Your employer’s policies and procedures regarding workplace injuries and illnesses should be posted in your break room, locker room, or cafeteria. If you cannot find this posting, your employer’s Human Resources Department can help.
Available Workers’ Compensation Benefits in New Jersey
If you were injured while working or contracted an illness on the job, the workers’ compensation benefits you may be eligible for in New Jersey include:
If you are out of work for at least 14 days due to your injury, illness, or condition, workers’ compensation covers your lost wages. In NJ, workers’ compensation provides weekly payments of 70% of your average weekly wage, not to exceed 75% of the Statewide Average Weekly Wage (SAWW) or fall below 20% of the SAWW. You are eligible to receive lost wages from the date you start missing work to the date you return to work.
If you have medical expenses due to your workplace injury, workers’ compensation will pay for all medically-necessary procedures, therapies, and medications. Workers’ compensation covers hospitalizations, surgeries and other procedures, physical or occupational therapy, aids needed to walk, and prescription drugs. Your medical expenses are compensable from the time of injury to when a doctor reports a full or maximum recovery.
Temporary Partial Disability Benefits
Some injured workers cannot perform their usual job at all, but are able to work at a less strenuous position or for fewer hours despite their injury. This is called “light duty,” In this case, workers may be eligible for temporary partial disability benefits. Temporary partial disability pays an injured worker two-thirds of the difference between previous earnings and earnings while on “light duty.”
Temporary Total Disability Benefits
Some injured workers cannot work at any job during recovery. If this is the case, you may be eligible for temporary total disability benefits, which are typically two-thirds of your regular income. Weekly payments end if you receive the maximum of 400 weeks of payments or when a doctor clears you to return to work.
Permanent Partial Disability Benefits
Some injured workers are permanently impaired but their impairment does not prevent them from returning to work. If this is the case, you may be eligible for Permanent Partial Disability Benefits. Under New Jersey workers’ compensation law, permanent disabilities are either “scheduled” of “unscheduled” and both types can be compensable. Examples of scheduled disabilities include visual or hearing impairments or the loss of fingers, toes, or limbs, while unscheduled disabilities can include heart, lung, or back issues.
Permanent Total Disability Benefits
Some workers get injured so severely that they cannot return to work at their job. If this is the case, you may be eligible for Permanent Total Disability Benefits even if you can perform some other type of work. Loss of both arms and complete blindness are examples of total disability.
If a worker dies due to a workplace injury or illness, their dependents can receive workers’ compensation death benefits. These benefits can include funeral and other end-of-life expenses.
Know that the definition of “dependents” is broadly construed in New Jersey, meaning, far more people in the worker’s life qualify as “dependents” for the purposes of workers’ compensation than you would think. If your loved one died on the job, call NJ workers’ compensation lawyer Stan Gregory to determine if you are eligible for workers’ compensation death benefits even if you were not “dependent” upon the worker.
CONTACT US NOW FOR A CASE EVALUATION
The Law Office of Stan Gregory Represents Injured Workers Throughout NJ
Stan Gregory Also Represents Employees at the Following Companies
What Workers’ Compensation Covers in New Jersey
You can get workers’ compensation benefits if you are injured in these types of accidents, among others:
- Lift injuries
- Falling while getting on and off a truck or forklift
- Overuse injuries
- Repetitive stress injuries
- Being struck by a falling object
- Slipping, Tripping, and Falling
- Injuries due to lack of safety equipment
- Injuries due to lack of training
- Exposure to toxic substances
- Warehouse accidents
Frequently Asked Questions about Workers’ Compensation
Does Workers’ Comp have a limit in NJ?
Yes, there is a limit to what workers’ compensation pays in NJ – usually 400 weeks of payments. However, if you require additional medical care or are permanently impaired or disabled, you may be entitled to additional payments.
What Happens When My Workers' Comp Claim is Only Partially Paid?
You fight back! You need an experienced Beverly workers’ comp attorney to help you get your full benefits. Insurance companies frequently underpay claims hoping you will take no for an answer. You don’t have to – let us help.
What Happens if My Employer Does Not Have Workers’ Comp Insurance?
New Jersey law requires most employers to purchase workers’ compensation insurance.
If your employer does not have the required coverage, they will be subject to heavy fines and perhaps imprisonment. You can still receive compensation if you are injured, because New Jersey’s uninsured employer fund will pay you workers’ comp benefits if you are eligible for them.
Can I Get Both Disability and Workers’ Compensation Benefits?
Perhaps. If you have gotten your 400 weeks of benefits but still suffer from your illness or injury, you may have grounds to file for disability benefits. Contact us – we can help you get the maximum benefits under the programs that apply to your situation.
Discuss Your Case Free of Charge – Call an Experienced Workers’ Compensation Attorney in Beverly, NJ, Today
For over 20 years, Stan Gregory has fought tirelessly for injured workers. Getting injured workers the benefits they deserve is his passion and the focus of his career in law. Don’t fight the insurance companies alone – put Stan Gregory’s experience to work for you and get what you deserve!