How a Browns Mills Workers’ Comp Attorney Helps
For over 20 years, Browns Mills workers’ compensation lawyer, Stan Gregory, has helped injured workers. Workers’ compensation helps pay for medical expenses, lost wages, and other costs while you are out of work due to workplace injury, illness, or disease. We have experience handling workers’ compensation claims and protecting benefits.
Shareholders only make money when your employer’s insurance company denies your workers’ compensation. This leads to legitimate workers’ compensation claims being denied. With experience fighting denied workers’ compensation claims, Stan Gregory is the lawyer you can trust to help protect the benefits you deserve.
If you’re injured on the job in Browns Mills and you want to protect your benefits, call workers’ compensation lawyer, Stan Gregory, for a free case evaluation.
What To Do If You’re Injured at Your Workplace
NJ State legislation created workers’ compensation as a “no-fault” system to help injured workers get paid, preserve employer-employee relationships, and prevent courts from getting clogged with workplace injury disputes. This means that you don’t have to sue your employer and prove that they are at fault for your injury to receive benefits.
If you’re injured in the workplace, the first thing you need to do is write a report on the accident and send it to your supervisor. Most states have short deadlines on when you can send a report and if you are eligible for workers’ compensation. Even if you don’t yet know the extent of your injury, filing a report as soon as the accident happens can help protect your benefits if you don’t start showing symptoms until weeks or months after the accident.
Once your report is sent to your supervisor, you’ll need to see a doctor. Your physician will write up a report on your injury and the extent of the medical care you’ll need. These reports play a significant role in what workers’ compensation benefits you’ll receive.
Federal workers can see any doctor of their choosing under the Federal Employees’ Compensation Act (FECA). If you aren’t protected under FECA, you’ll need to visit a doctor paid for by your employer. After 30 days, you can see a doctor of your choice, and they can write a complimentary report on your injury.
Following your doctor’s report, you will need to file a workers’ compensation claim. Stan Gregory is a workers’ compensation lawyer in Browns Mills that can help you file this claim and get the benefits you deserve.
Workers’ Comp Benefits for Browns Mills Residence
Compensation for the time you are out of work due to your workplace injury is known as lost wages. You can collect this type of workers’ comp weekly from the time you have the accident to when you return to work. Your lost wages will be calculated at 70% of your average weekly wage and will not exceed 75% of the Statewide Average Weekly Wage (SAWW) or fall below the minimum rate of 20% of the SAWW.
Workers’ compensation covers medical expenses needed due to a workplace injury. Common medical expenses include hospitalization, procedures, therapies, and prescription drugs. Medical treatment such as physical or chiropractic therapy is limited to a specific number of sessions that workers’ compensation can cover. To extend the approved number of sessions, your doctor will need to write a report detailing how more therapy sessions are needed in your recovery.
This type of workers’ compensation is paid immediately and will continue to be paid while you recover.
Temporary Partial Disability Benefits
If you need rehabilitation following your workplace injury and can only work limited hours or duties, you are entitled to temporary partial disability benefits. This type of workers’ compensation will cover two-thirds of the income you made before your income and what you’re making now.
Temporary Total Disability Benefits
Workers’ compensation for employees who cannot work during their rehabilitation is known as temporary total disability benefits. You can only start acquiring temporary total disability benefits following a period of three to seven days of being out of work.
These benefits are two-thirds of your income, and you can continue to collect until your doctor says you can go back to work, your doctor says you can no longer improve your condition, or you’ve reached 400 weeks of benefits.
Permanent Partial Disability Benefits
Permanent partial disability benefits protect employees who sustained a permanent disability from their workplace accident but can still work. These benefits are related to the level of your loss of function. These losses can be scheduled or unscheduled.
Scheduled losses are those found in the state’s workers’ compensation laws. These include impairment or loss of certain body parts such as arms, feet, or fingers. Unscheduled losses are those not found within the law and are harder to calculate. These include back problems or issues related to the heart or lungs.
Permanent Total Disability Benefits
If your workplace injury has left you unable to work the same job or any job, workers’ compensation can cover you. Permanent total disability benefits help compensate for serious workplace injuries such as losing both arms or blindness. This type of workers’ compensation is paid at the same rate as permanent partial disability benefits will be paid for the duration of your life.
Dependents of deceased workers can collect death benefits. These benefits include a lump sum and $3,500 for funeral expenses. If you are unsure if you qualify as a dependent, call workers’ compensation lawyer in Brown Mills, Stan Gregory, today. He will help you understand NJ’s broad definition of the term “dependent.”
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NJ Workers’ Comp Lawyer Stan Gregory Represents Injured Workers Throughout NJ
Accidents Covered by Workers’ Comp in Browns Mills
The most common type of accident covered by workers’ compensation is the one-time accident that causes an injury. This could include an accident that causes the loss or impairment of a limb. However, workers’ compensation also covers two other broad categories of accidents: illnesses and repetitive injury.
Workers’ compensation protects employees from illnesses caused by the workplace. This could include black lung disease from exposure to coal dust, heart diseases, high blood pressure, lung cancer, and more.
When your job results in an injury over time, this is known as repetitive injury. It’s not one accident that causes your disability but an injury caused by doing the same type of work for a long period of time. This includes carpal tunnel syndrome, back pain, and tendonitis.
If you aren’t sure whether your injury is covered by workers’ compensation or not, call our workers’ compensation lawyer in Browns Mills at 609-281-5100.
FAQ for Browns Mills Workers’ Compensation
Does Workers’ Comp Have a Limit?
Yes, there are limits to receiving workers’ compensation. For example, you can only collect on temporary total disability benefits for 400 weeks, and there are limits to the number of therapy sessions covered by workers’ compensation.
What Happens When My Claim is Only Partially Paid?
If your claim is partially paid or denied, workers’ compensation lawyer, Stan Gregory, can help fight for your benefits.
What Happens if My Employer Does Not Have Workers’ Comp Insurance?
If your employer doesn’t have workers’ compensation they are guilty of a class A misdemeanor. However, this does mean you’ll need to file an injury claim to receive benefits.
Can I Get Both Disability and Workers’ Comp?
Yes, you can receive both social security disability and workers’ compensation. Disability is given to employees who can no longer work any job. If you can no longer work any job due to a workplace injury, you’re also entitled to workers’ compensation.
Get a No-Obligation Consultation When You Call Stan Gregory
When your workers’ compensation claim gets delayed, denied, or underpaid, insurance companies make money. If you’re worried about your benefits, schedule a free consultation with Stan Gregory. Call 609-281-5100 to get legal advice and guidance from an experienced workers’ compensation lawyer in Browns Mills.