Collingswood Workers’ Compensation Lawyer
Have you suffered a workplace illness or injury? Call New Jersey workers’ compensation lawyer Stan Gregory for help with your claim for benefits. Our Collingswood workers’ compensation lawyer has over twenty years of experience helping the workers of New Jersey receive their due compensation when they have suffered an injury on the job.
Insurance companies operate like any other type of business – to make a profit. They only make profits for their shareholders when they deny, delay, or underpay workers’ claims. Unfortunately, this creates a conflict of interest that all too often results in New Jersey’s workers not receiving the workers’ compensation benefits they deserve.
Insurance companies have a team of lawyers on their side, looking out for the bottom line. Collingswood Workers’ Compensation Attorney Stan Gregory has made it his goal to level the playing field for you. He has built his career on helping workers like you fight back when the insurance company delays, underpays, or denies claims unfairly. Call our workers’ compensation lawyers today at 609-281-5100 to discuss your case, free of charge.
How a Workers’ Compensation Lawyer in Collingswood Can Help You
Workers’ compensation attorneys help injured workers navigate the legal process of filing a workers’ compensation claim in a number of ways. First, they offer legal advice on effectively reporting an incident or accident and what type of medical evidence they should request when they visit a doctor. Second, they represent and advocate for their clients during negotiations with the insurance company and during any legal proceedings in workers’ compensation court, if legal proceedings become necessary.
Injured workers should devote their time and energy to healing. Workers’ compensation attorneys act as guides through the confusing and complicated legal process and fight the insurance companies when they seek to deny injured workers their due compensation.
Steps to Take if You’re Involved in a Work Place Injury
Take these three critical steps if you suffer an injury or think there is a chance you might develop an injury or illness due to an incident or experience at work:
- Report the incident to your employer as soon as you can so that there is a record of it. Without this record your workers’ comp case becomes more difficult to prove. Even if you are not sure if you may be injured or fall ill because of something that happened at work, you should report the incident because some injuries and illnesses take time to develop.
- See a doctor paid for by your employer before seeing one of your choice, unless you fall under the protection of the Federal Employees’ Compensation Act (FECA). FECA allows federal employees to see the doctor of their choice first. Visiting a doctor and obtaining the doctor’s report is essential to the claims process because the doctor’s report determines the scope of your injury or illness, and thus the type and amount of benefits you are eligible for.
- Begin to prepare to file your workers’ compensation claim by documenting the underlying incident while your memory is fresh and listing any possible witnesses. After you have reported the incident and received the doctor’s report, you may then file your workers’ compensation claim.
An experienced workers’ compensation attorney helps you complete all three of these steps accurately and effectively so that you get the maximum benefits. If you are searching for a workers’ compensation lawyer in Collingswood, NJ, contact Stan Gregory at 609-281-5100 for help.
Workers’ Compensation Benefits for Employees
These are the workers’ compensation benefits you may be eligible for in New Jersey:
The term “lost wages” refers to the pay you are not earning while you are at home, recovering from your workplace injury or illness. NJ’s workers’ compensation scheme compensates you for lost wages from the time you are out of work until you return, up to 400 weeks. The amount of your weekly payments is 70% of your average weekly earnings (AWW), not to exceed 75% of the Statewide Average Weekly Wage (SAWW) or fall below 20% of the SAWW.
NJ’s workers’ compensation scheme compensates you for medical expenses such as hospitalization, surgeries and other procedures, therapies, prescription drugs, and other medically-necessary costs you incur due to your workplace illness or injury. The window lasts from the time of injury till a doctor reports a full or maximum recovery.
Temporary Partial Disability Benefits
Injured workers who can perform “light duty” or perform the same work but for fewer hours despite their injury may be eligible for Temporary Partial Disability if they are earning less than they were before the injury. Temporary Partial Disability benefits are two-thirds of the difference between previous earnings and what the worker earns during recovery.
Temporary Total Disability Benefits
Some injuries are so severe that a worker cannot return to work at all until they are fully recovered. Temporary Total Disability benefits help cover their lost income while they heal. Beneficiaries receive two-thirds of their regular income and start receiving payments as early as three days from being out of work. Payments stop when a doctor approves return to work or if the worker gets the maximum of 400 weeks of payments.
Permanent Partial Disability Benefits
Some injured workers are permanently injured but still able to work at their former job. The type and severity of illness or injury determine the amount of Permanent Partial Disability benefits. Permanent disabilities are either scheduled or unscheduled. Scheduled disabilities are visual or hearing impairments or the loss of fingers, toes, or limbs. Unscheduled disabilities may be heart, lung, or back issues. Either way, a permanent disability is compensable even when the worker returns to work.
Permanent Total Disability Benefits
Workers’ compensation pays those who no longer work due to their disability Permanent Total Disability benefits. It does not matter if the worker can work some other job – if the worker cannot perform their previous duties, they are eligible for this benefit. Total blindness or the loss of both arms are examples of total disability.
The dependents of workers who die due to a job-related injury or illness may be eligible for workers’ compensation death benefits. “Dependents,” for the purposes of workers’ compensation, is defined much more broadly than in IRS law or family law.
If someone close to you died due to a workplace incident, call Collingswood workers’ compensation lawyer Stan Gregory to determine if you are eligible for death benefits.
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Workers’ Comp Lawyer Stan Gregory Represents Injured Workers Throughout NJ
Stan Gregory Also Represents Employees at the Following Companies
What Workers’ Compensation Covers
While workers’ compensation covers one-time workplace accidents, it also covers prolonged illnesses due to workplace exposure to something harmful, as well as repetitive strain or stress injuries.
For example, if a worker gets exposed to a toxic substance at work that later results in cancer or another chronic or deadly illness, the resulting condition may be compensable under workers’ compensation in New Jersey. Worker’s compensation also covers injuries resulting from prolonged, repetitive stress caused by typing, standing, sitting, or heavy labor. Bask issues or CTS that develop over time also fall into this category.
Do you want to know if workers’ compensation covers your workplace injury or illness? Call Collingswood workers’ compensation lawyer Stan Gregory at 609-281-5100 for your free consultation.
Frequently Asked Questions about Workers’ Compensation in NJ
Does Workers’ Comp Benefits Have a Limit?
Yes. Workers’ comp benefits are limited to 400 weeks of payments. Benefits may cease before 400 weeks if a doctor determines you are fully recovered or have reached maximum medical improvement (MMI).
What Happens if a Workers’ Comp Claim Only Partially Pays?
You can and should fight to get the full benefits you deserve. Call Stan Gregory at 609-281-5100 to discuss your claim and learn if you are due more workers’ comp benefits than you are getting.
What Happens if My Employer Does Not Have Workers’ Comp Insurance?
You may be eligible for benefits through the New Jersey state uninsured employer system. New Jersey requires most employers to purchase workers’ comp insurance. Know that it is a class A misdemeanor for employers not to purchase insurance.
Can I Get Both Disability and Workers’ Comp?
It is possible to receive both social security disability and workers’ compensation benefits under certain circumstances. If you are unable to work due to your injury, disability covers you. If the injury was a workplace injury, you are also entitled to workers’ compensation.
Call for Your Free Consultation with Stan Gregory, Your Collingswood Workers’ Compensation Lawyer
If you think you are being undercut by your workers’ compensation insurance company and you are ready to fight to receive your due compensation, contact Stan Gregory for a free consultation at 609-281-5100.
Get the workers’ comp benefits you deserve. We can help!