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Workers’ Compensation Lawyer Collingswood

FIGHT FOR WHAT YOU ARE OWED


    Have you recently suffered a work-related injury in Collingswood, NJ? Is your employer’s insurance company contesting your workers’ compensation claim? An experienced workers’ compensation attorney at Stan Gregory can support you throughout the process and will fight to ensure you receive the benefits you need to recover from your injuries.

    If you suffered a work-related injury due to a workplace accident in Collingswood or even in Cherry Hill, having an experienced workers’ compensation attorney on your side is essential.

    Working And Living In Collingswood

    As it is only five miles away from Philadelphia, Collingswood offers a unique blend of work opportunities and vibrant community living. In 2022, Collingswood was nationally ranked as having one of the best small-town cultures in the United States. In addition to its cultural prosperity, Collingswood, NJ, has a thriving economy with employers such as Rite Aid, Attics and More, and EcoTech Restoration.

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    What A Collingswood Workers’ Comp Lawyer Can Do For You

    When pursuing a New Jersey compensation claim for your work-related injuries, having a Collingswood workers’ compensation lawyer by your side can make all the difference. Stan Gregory’s legal team can help you navigate the legal process for your workers’ comp claim. Additionally, our law firm can properly evaluate your claim and attempt to negotiate a settlement with your employer’s insurance company or represent you at your compensation hearing or in court if necessary.

    What To Do When You’re Injured At Work

    In addition to causing physical injuries, accidents at work cause injured employees to suffer confusion and major life disruptions. Sadly, some employers in New Jersey attempt to take advantage of vulnerable victims by discouraging them from obtaining medical treatment or telling them to use sick leave instead of seeking workers’ comp benefits. There are several actions you should take which can increase the strength of your compensation claim.

    Get Medical Attention

    You should immediately obtain medical treatment for your injuries following a workplace accident in New Jersey. Insurance companies frequently argue delays in obtaining treatment mean injuries are not severe or are not debilitating. Obtaining prompt medical treatment also ensures your injuries are properly diagnosed and documented.

    Submit A Report Of Your Injuries

    Timely reporting is crucial for the success of your New Jersey workers’ compensation claim. Under New Jersey law (NJ Rev Stat § 34:15-17), you must report your injury to your employer within 14 days of the accident. If you fail to promptly report your injury, your workers’ compensation claim is barred unless you prove your employer already had notice of your injury.

    Review The Status Of Your Claim

    Sometimes, injured victims fail to pursue their workers’ comp claims. Employees may become overwhelmed by the workers’ compensation process, fail to attend medical treatment or submit necessary claim forms. The Collingswood, NJ, workers’ compensation attorneys at the Law Office of Stan Gregory will keep you updated and ensure all necessary paperwork is filed accurately and on time.

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    Available Workers’ Compensation Benefits In Collingswood

    Prior to the passage of workers’ compensation laws in New Jersey, injured employees had few legal options. Workers’ compensation insurance offers numerous benefits designed to assist injured employees. To qualify for workers’ compensation benefits, New Jersey law (NJ Rev Stat § 34:15-1) requires an employee to suffer an injury while in the scope of their employment, i.e., at work.

    Lost Wages

    The term “lost wages” refers to the pay you are not earning while at home, recovering from your workplace injury or illness. Before the enactment of New Jersey’s workers’ comp laws, injured workers often had to rely on charity or public assistance for economic support if they were unable to work or unable to return to work at a full duty capacity. Sadly, many injured workers and their families fell into poverty following workplace accidents.

    Medical Expenses

    Injured employees are sometimes encouraged to use their health insurance following a workplace accident. Under New Jersey law (NJ Rev Stat § 34:15-15), workers’ comp insurance is required to pay for all related medical treatment. The dedicated workers’ comp attorneys at the Law Office of Stan Gregory will fight to ensure you get the benefits you need to recover and rebuild your life.

    Temporary Disability Benefits

    If your injury prevents you from working temporarily, you may be eligible for temporary disability benefits (TTD). Under New Jersey law (NJ Rev Stat § 34:15-12), you are eligible for up to 400 weeks of TTD benefits if your injuries prevent you from working. The amount of your TTD benefits is 70% of your average weekly earnings (AWW), not to exceed 75% of the Statewide Average Weekly Wage (SAWW) or fall below 20% of the SAWW.

    Permanent Disability Benefits

    New Jersey law (NJ Rev Stat § 34:15-36) recognizes some injuries may leave employees partially or totally disabled. Injured employees can seek permanency awards based on their pre-injury wages, the location of their injuries, and the severity of their injuries. As explained by the New Jersey Supreme Court, injured employees must present medical evidence demonstrating their injuries are preventing them from working.

    Death Benefits

    Some workplace accidents cause fatal injuries. Pursuant to New Jersey law (NJ Rev Stat § 34:15-13), the dependents of workers who die due to a job-related injury or illness may be eligible for workers’ compensation death benefits. If you recently lost a loved one due to a workplace accident, the experienced Collingswood lawyers at the Law Office of Stan Gregory will fight to get you the compensation you need.

    Social Security Disability Benefits

    It is possible to receive both social security disability and workers’ compensation benefits under certain circumstances. However, there are restrictions, as the combined benefits cannot total more than 80% of your pre-injury wages. If your benefits exceed this amount, the benefits you receive from Social Security will be reduced.

    Public Employee Disability Benefits

    Public employees may be entitled to specific disability benefits under New Jersey law (NJ Rev Stat § 43:15A-25.1). Unlike Social Security benefits, public employees cannot simultaneously receive workers’ comp and disability benefits. Further, workers’ compensation benefits are reduced for employees receiving disability benefits.

    Accidents In Collingswood Covered By Workers’ Compensation

    Employees in Collingswood are protected when accidents happen on the job. In addition to physical injuries, workers’ compensation benefits are also available to employees who develop mental health conditions or job-related illnesses. Stan Gregory has over 20 years of experience representing injured employees in New Jersey.

    Muscular Injuries

    From strains to sprains, muscular injuries sustained at work are compensable claims in New Jersey. Victims who suffer muscular injuries often need intense physical therapy to fully recover. Due to the seemingly minor nature of these injuries, insurance companies often contest muscular injury claims, which is why it is essential to obtain the services of a New Jersey workers’ compensation attorney.

    Traumatic Injuries

    Severe accidents can lead to traumatic injuries. Employees who suffer traumatic injuries often require emergency medical treatment. Whether it is a fall, equipment malfunction, or other incident, you are still eligible for workers’ comp benefits.

    Occupational Illnesses

    Workplace exposure to hazardous substances or conditions can lead to occupational illnesses. Under New Jersey law (NJ Rev Stat § 34:15-31), occupational illnesses caused by harmful chemicals or dangerous working conditions are compensable claims. If your health has been compromised due to your job, our attorneys will help you navigate the workers’ compensation claims process.

    Mental Health Conditions

    Mental health is just as important as physical health. According to New Jersey law (NJ Rev Stat § 34:15-31), employees can seek workers’ compensation benefits for mental health conditions. If work-related stress, trauma, or other factors have led to mental health challenges, our Collingswood workers’ compensation lawyers are here to advocate for your rights and ensure you receive the support you need.

    What Happens When Workers’ Comp Benefits End?

    The answer is, “it depends”. In some cases, workers’ compensation benefits may end due to limits imposed by New Jersey law (NJ Rev Stat § 34:15-12). In other cases, employers and insurance companies may seek to modify, suspend, or terminate benefits.

    Benefits That Are Terminated

    Employers and insurance companies are not permitted to arbitrarily terminate benefits. Instead, they can seek to terminate workers’ compensation benefits if employees fully recover from their injuries. Alternatively, employers and insurance companies can move to terminate benefits if employees disobey medical advice or fail to appear for medical examinations.

    Benefits That Are Modified

    Employers and insurance companies can seek to modify benefits under New Jersey law (NJ Rev Stat § 34:15-27). Benefits that are modified are reduced as opposed to terminated. To obtain a modification, an employer must prove an employee’s refusal to appear for a medical examination caused them to suffer prejudice. 

    Know The Signs Of A Petition For Modification

    Certain things must occur before an employer can seek a modification. Specifically, your employer may be considering a modification if they place you under surveillance or demand further medical treatment. You should consult a workers’ compensation lawyer if you suspect your employer is considering modifying of your benefits.

    Benefits That Are Suspended

    Unlike a termination or modification, a suspension is when workers’ compensation benefits are paused. Under New Jersey law (NJ Rev Stat § 34:15-57.4), an employer can seek a suspension if they have evidence of fraud. Specifically, fraud means there are questions regarding how the accident occurred or your prior medical history.

    How To Challenge Suspended Benefits

    Challenging the suspension of workers’ compensation requires strong legal representation. To successfully challenge a suspension, you must present evidence that directly disproves any allegations of fraud. Stan Gregory’s legal team will help you gather the evidence you need to successfully challenge a suspension.

    When Workers’ Compensation Is Reinstated

    Even if you previously reached maximum medical improvement, you can move to reopen your workers’ compensation claim and reinstate your benefits. Specifically, you must present evidence that proves your injury has worsened.  You only have two years from the date upon which you last received benefits to seek reinstatement.

    Contact Stan Gregory For Workers’ Compensation Lawyers In Collingswood Today

    If you were recently injured at work, do not hesitate to contact Stan Gregory. Our experienced workers’ compensation lawyers are here to provide the legal guidance you need to secure your rightful compensation. Unlike other personal injury law firms, we are not afraid to battle powerful insurance companies.

    Collingswood Workers’ Compensation FAQ

    The workers’ compensation claims process can be complex and confusing. Employers and insurance carriers take advantage of this confusion and sometimes give misleading or incorrect information. Stan Gregory and his legal team have advised injured workers for over 20 years.

    Does Workers’ Comp Benefits Have a Limit?

    Yes, workers’ comp does have a limit. Specifically, the cap for most disability benefits is 400 weeks. Benefits may cease before 400 weeks if a doctor determines you are fully recovered or have reached maximum medical improvement (MMI).

    What happens if my workers’ comp claim is only partially paid?

    Sadly, this is a tactic insurance companies use to pressure employees into accepting minimal settlement offers. You can and should fight to get the full benefits you deserve. If your claim has not been fully paid, our Collingswood, NJ, workers’ compensation attorneys will fight to secure the remaining compensation you deserve.

    What happens if my employer does not have workers’ comp insurance?

    Even if your employer lacks insurance, you still have rights. Specifically, you can still seek benefits from New Jersey’s uninsured employer’s fund.  Our New Jersey lawyers will guide you through the necessary steps to seek compensation.

    Can I get both disability and workers’ comp at the same time?

    Under certain circumstances, like the federal employees compensation act, you may be eligible for both disability and workers’ compensation benefits. If you receive SSDI and workers’ compensation benefits simultaneously, the combined amount of your benefits cannot exceed 80% of your pre-injury salary or else your SSDI benefits will be reduced. If you receive public employee disability benefits, your workers’ compensation benefits will be reduced.

    How long before I get my workers’ comp payment?

    Under New Jersey (NJ Rev Stat § 34:15-28), your employer has 60 days pay. If you do not receive payment within 60 days, you are entitled to interest. Our Collingswood, NJ, lawyers will work diligently to expedite the payment process and ensure you receive your benefits as soon as possible.

    What if my employer won’t file my claim?

    If your employer is uncooperative, our law firm will take the necessary legal actions to ensure your claim is filed and processed. According to New Jersey law (NJ Rev Stat § 34:15-28.1), your employer can be financially penalized. This is because New Jersey law (NJ Rev Stat § 34:15-96) requires employers to report accidents within 21 days.

    Is there a statute of limitations for filing a workers comp claim?

    Yes, there is a statute of limitations for workers’ compensation claims in New Jersey. Under New Jersey law (NJ Rev Stat § 34:15-51), you must file a claim within two years. This two-year time limit is strictly enforced, which is why it is essential to act quickly following a workplace accident.

    Call for Your Free Workers’ Comp Consultation with Stan Gregory, Your Collingswood Workers’ Compensation Lawyer

    If you think you are being undercut by your workers’ compensation insurance company and you are ready to fight to receive your due compensation, contact Stan Gregory for a free consultation at 609-281-5100.

    Get the workers’ comp benefits you deserve. We can help!

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