Workers Compensation Lawyer Delanco NJ: Your Legal Advocate
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Workers’ Compensation Lawyer in Delanco, NJ
Have you suffered an injury or illness on the job? Call Delanco workers’ compensation lawyer Stan Gregory for help with your claim. Stan Gregory has over twenty years of experience helping the workers of Delanco receive their due compensation under the law.
Insurance companies have an inherent conflict of interest because they only make profit for their shareholders when they deny, delay, or underpay workers’ claims for benefits. As a result, injured workers need strong and effective advocates to get the compensation they deserve.
Stan Gregory is such an advocate. While the insurance companies have their teams of lawyers on their side, Stan Gregory levels the playing field for you. For over twenty years he has built his career on helping workers like you fight back. Call Stan Gregory today at 609-281-5100 and receive your free initial consultation. Stan Gregory only takes cases on a contingency basis, so there are no out-of-pocket expenses for the legal help you need.
How a Delanco Workers’ Compensation Attorney Fights for Workers
Workers’ comp attorneys help injured workers in a number of essential ways. First, they offer legal advice on effectively reporting an incident or accident as well as what type of medical evidence they should request when they visit a doctor. Second, they represent an injured worker during negotiations with the insurance company and during any legal proceedings in workers’ compensation court, if proceedings become necessary.
An effective workers’ comp attorney guides their clients through the confusing and complicated legal process of filing and pursuing a workers’ compensation claim, and they fight back when the insurance companies seek to deny injured workers their due compensation.
What Should I Do If I’ve Been Injured On The Job?
Here are the three steps you should take if you suffer an injury or contract an illness while working, or you think there is a chance you might develop an injury or illness due to a workplace accident or other experience at work:
Report the incident to your supervisor or manager to start the paper trail you will need to get the insurance company to pay your claim. Without a record of you promptly reporting the incident, your case becomes more difficult to prove. Do this even if you only suspect you may have been injured or will fall ill because of something that happened at work. Some injuries and illnesses take time to develop and you want to have your report on the record if you need to file a workers’ compensation claim eventually. Be sure to document the incident for yourself so that if you file a claim you have a record of it when the memory was fresh in your mind.
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Most workers must see a doctor paid for by their employer. Federal employees are an exception. The Federal Employees’ Compensation Act (FECA), allows federal employees to see the doctor of their choice first. You will need a copy of the doctor’s report to file your workers’ compensation claim because all parties use the doctor’s report to negotiate the type and amount of benefits you are eligible for.
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Once you’ve reported the incident, visited the doctor, and obtained the doctor’s report, you should compile your information and documentation to prepare to complete and file your workers’ compensation claim.
An experienced workers’ compensation attorney can help you complete all three of these steps accurately and effectively so that you get the maximum benefits. If you are searching for a workers’ comp lawyer in Delanco, NJ, contact Stan Gregory at 609-281-5100 for help.
What Workers’ Compensation Benefits Are Available in Delanco, New Jersey?
These are the workers’ compensation benefits you may be eligible for in Delanco, NJ:
Lost Wages
If you must miss work due to a workplace injury or illness, workers’ compensation will compensate you for lost wages from the time you are out of work until you return. The amount of your weekly payments will equal 70% of your average weekly earnings, not to exceed 75% of the Statewide Average Weekly Wage (SAWW) or fall below 20% of the SAWW.
Medical Expenses
NJ’s workers’ compensation scheme pays for medical expenses such as hospitalization, surgeries and other procedures, therapies, prescription drugs, and other medically-necessary costs you incur during your illness or injury and your subsequent recovery. Workers’ compensation will pay medically-necessary expenses from the time you incur the injury until a doctor reports your full or maximum recovery.
Temporary Partial Disability Benefits
Temporary Partial Disability benefits are available for injured workers who, despite their injury, can perform “light duty” or perform the same work but for fewer hours. Temporary Partial Disability pays two-thirds of the difference between previous earnings and what the worker earns during recovery.
Temporary Total Disability Benefits
Temporary Total Disability benefits compensate workers whose injuries are so severe that they cannot return to work at all until they are fully recovered. Eligible workers receive two-thirds of their regular income and start receiving payments as early as three days from being out of work. Payments stop when a doctor approves return to work or if the worker gets the maximum of 400 weeks of payments.
Permanent Partial Disability Benefits
Permanent Partial Disability benefits compensate workers who can return to work but suffer a permanent injury. Permanent disabilities are either scheduled or unscheduled. Scheduled disabilities are visual or hearing impairments or the loss of fingers, toes, or limbs. Unscheduled disabilities may be heart, lung, or back issues. Either way, a permanent disability is compensable even when the worker returns to their usual work, and the amount the worker receives depends upon the severity of the permanent disability.
Permanent Total Disability Benefits
Permanent Total Disability benefits compensate workers who no longer perform their previous work due to their disability, whether the worker could do some other job or not. Total blindness or the loss of both arms are examples of total disability.
Death Benefits
Death benefits compensate dependents of workers who die due to a job-related injury or illness for the loss of that worker in their lives. “Dependents” may not be what you think – for the purposes of workers’ compensation the definition is much broader than for the IRS or in family law. If someone close to you died due to a workplace incident, call Delanco workers’ compensation lawyer Stan Gregory to determine if you are eligible for death benefits.
What Does Workers’ Compensation Cover?
Many assume that workers’ compensation only covers one-time workplace accidents, when in fact prolonged illnesses due to workplace exposure to something harmful, repetitive strain, or stress injuries are also covered under workers’ compensation.
For example, workers’ compensation may compensate a worker who was exposed to dangerous chemicals or other substances that later result in cancer or another chronic or deadly illness. Worker’s compensation also covers injuries resulting from prolonged, repetitive stress caused by typing, standing, sitting, or heavy labor. Back issues or CTS that develop over time also fall into this category.
Have you suffered an injury at work? Did something at work make you sick? Do you want to know if workers’ compensation covers your workplace injury? Call Delanco workers’ compensation lawyer Stan Gregory at 609-281-5100 for your free consultation.
Workers’ Compensation FAQ
Do workers’ compensation benefits have a limit in New Jersey?
Yes. Injured workers can receive up to 400 weeks of workers’ comp benefits. In the alternative, benefits stop as soon as a doctor determines you are fully recovered or have reached maximum medical improvement.
What should I do if my claim is only partially paid?
You can fight back! Insurance companies frequently underpay valid claims for benefits. Depending on your situation and the specifics of your injury, you may be eligible for more benefits than you received. Call Stan Gregory at 609-281-5100 to learn if you are being denied your full benefits.
My employer does not have workers’ comp insurance and I was injured - what should I do?
First, know that New Jersey requires most employers to purchase workers’ comp insurance. It is a class A misdemeanor for employers not to purchase insurance. If your employer does not have workers’ compensation insurance and you suffered an injury on the job, you can apply for benefits through the NJ state uninsured employer system.
Can I get both disability and workers’ comp benefits?
It is possible to receive both social security disability and workers’ compensation. If you are unable to work due to your injury, social security disability may cover you. However, if that injury was a workplace injury, you are also entitled to workers’ compensation.
Talk With Delanco Workers’ Comp Lawyer Stan Gregory About Your Claim
If your workers’ comp claim was denied or underpaid, get ready to fight to receive your due compensation with Stan Gregory at your side. Put his over 20 years of experience to work for you. Call Delanco workers compensation attorney Stan Gregory for your free consultation at 609-281-5100.