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Did you recently suffer an injury at work in Haddon Heights, NJ? You may be able to claim workers’ compensation benefits. Due to the complicated nature of the workers’ compensation process, it is essential to have an experienced workers’ compensation attorney by your side in order to get the benefits you need to rebuild your life.

If you suffered a work-related injury due to a workplace accident in Haddon Heights or even in Cherry Hill, having an experienced workers’ compensation attorney on your side is essential.

Over 20 Years of Helping Injured Workers in Haddon Heights, NJ

The workers’ compensation lawyers at the Law Office of Stan Gregory have been representing injured workers from Haddon Heights, NJ, for over 20 years. Whether you suffered an injury while working for well-known employers such as Haddon Tree Company, Hercules Auto Salvage, or Marsden Mechanical HVAC Services, our level of dedication remains the same. You can trust us to fight for your rights and get the compensation you deserve.

How a Haddon Heights Workers’ Comp Attorney Can Help You

New Jersey law (NJ Rev Stat § 34:15-79.1) requires employers to carry workers’ compensation insurance. Navigating the complexities of the workers’ compensation systems can be overwhelming. Our Haddon Heights, NJ workers’ compensation lawyers will guide you through the process, advocating for your rights and securing the compensation you’re entitled to.

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What to Do If You’ve Suffered an Injury At Work

If you are an employee as defined by New Jersey law (NJ Rev Stat § 34:15-36), you may be able to make a claim for workers’ compensation benefits. In order to be eligible for benefits, New Jersey law (NJ Rev Stat § 34:15-1) only requires you to have suffered an injury while in the scope of your employment. While this may seem like a simple standard, there are several actions you can take following a workplace accident that can increase the legal and factual strength of your workers’ compensation claim.

Seek Immediate Medical Attention

Your health is the top priority. After an injury, promptly seek medical help to address your injuries and ensure a speedy recovery. Obtaining medical treatment immediately after an accident also ensures your injuries are properly diagnosed and documented.

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File a Report of Your Injuries

Reporting your injuries to your employer is crucial for your claim. Under New Jersey law (NJ Rev Stat § 34:15-17), you must report your injury within 14 days of the accident. You may not be able to obtain workers’ compensation benefits unless you are able to prove your employer had actual notice of the accident and your injury.

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Reach Out to Stan Gregory

Workers’ compensation insurance companies only care about profits, not people. This means they often deny or minimize claims or find reasons to delay claims in order to frustrate attempts by injured victims to obtain the compensation and benefits they need. Stan Gregory and his experienced team of workers’ compensation lawyers can successfully guide you through the workers’ compensation claims process.

What You Could Recover from a Workers’ Comp Claim in Haddon Heights

Prior to the passage of workers’ compensation laws, various legal defenses made it nearly impossible for injured employees to obtain monetary compensation following workplace accidents. This meant injured employees had to rely on their families, charity, or public benefits for medical and financial support. The benefits provided by workers’ compensation insurance are extensive and were designed to solve these issues.

Lost Wages

Are you unable to work due to your injury? You can obtain wage replacement benefits from your employer’s workers’ compensation insurance carrier. Under New Jersey law (NJ Rev Stat § 34:15-12), you can obtain benefits that will replace an amount up to 70% of your pre-injury average weekly wage.

Medical Expenses

If you were injured in a workplace accident, you likely require medical treatment. Pursuant to New Jersey law (NJ Rev Stat § 34:15-15), your medical expenses related to the workplace injury are covered by workers’ compensation insurance. This includes any services such as rehabilitation and surgery.

Temporary Disability Benefits

If your injury temporarily prevents you from working, you may be eligible for temporary disability benefits (TTD). TTD benefits are intended to support you while you undergo medical treatment. You are eligible to receive TTD benefits as long as your injuries prevent you from working or for a period of 400 weeks.

Permanent Disability Benefits

In case of a permanent disability due to the injury, you could receive ongoing compensation by obtaining a permanency award. According to the New Jersey Supreme Court, you must provide medical evidence of your disability. The amount of your award is based on the extent of your disability and the portion of your body that was injured.

Social Security Disability Benefits

Depending on the facts of your case and the extent of your injury, you may be eligible to claim social security benefits in addition to benefits from workers’ compensation. However, you cannot receive full benefits from both workers’ compensation and social security. If your combined benefits exceed 80% of your pre-injury salary, your Social Security disability benefits will be reduced.

Public Employee Disability Benefits

If you are a public employee who suffered a severe injury, you may be eligible to claim a disability pension under New Jersey law (NJ Rev Stat § 43:15A-25.1). Similar to social security benefits, you cannot “double dip.” Accordingly, if injured federal workers obtain a disability pension along with workers’ compensation benefits, their workers’ compensation benefits are subject to being reduced.

Death Benefits

In the unfortunate event of a worker’s death due to a work-related injury, death benefits can provide support to the family. If you had a family member who died due to a work-related accident, you may be eligible to receive up to $3,500 for funeral and burial expenses pursuant to New Jersey law (NJ Rev Stat § 34:15-13). In order to receive death benefits, you must be a legally recognized dependent.

Types of Injuries Covered by Workers’ Compensation

Workers’ compensation insurance covers a wide variety of injuries. Generally, employees can make claims for physical injuries. Additionally, workers’ compensation also covers occupational illnesses and diseases.

Muscle Injuries

Many workplace accidents cause employees to suffer soft tissue injuries such as contusions and muscle strains. Injuries to muscles during work-related activities are covered under workers’ compensation. Stan Gregory and his dedicated legal team can help you get benefits for the physical therapy you need to recover from your injury.

Traumatic Injuries

Some employees’ lives are permanently changed due to brain injuries, fractures, and broken bones. These injuries require extensive medical treatment as employees are often left with permanent disabilities. If you suffered a severe injury, our Haddon Heights, NJ, workers’ compensation attorneys will fight to get you the benefits you need to rebuild your life.

Occupational Illnesses

Under New Jersey law (NJ Rev Stat § 34:15-31), employees who develop occupational illnesses due to exposure to dangerous working conditions or hazardous material are eligible to receive workers’ compensation benefits. Common occupational illnesses include cancer and respiratory disorders. If you suspect your work environment caused your illness, Stan Gregory and his legal team will fight to get you the medical and financial benefits you are entitled to receive.

Mental Health Conditions

Some work injuries are not physical in nature. Mental health conditions arising from work-related stress or trauma are also covered by workers’ compensation insurance. Due to the complex nature of mental health injuries, representation by an experienced Haddon Heights, NJ, workers’ compensation attorney is essential.

What to Do When Your Workers’ Comp Benefits End

At some point, your compensation benefits will end. Your benefits may end because of exhaustion or because you are deemed to have reached maximum medical improvement. No matter how or when your benefits end, understanding why they end is crucial for your claim and your future.

Terminated Benefits

Your employer’s insurance company is permitted to terminate your workers’ compensation benefits. However, they must have good cause to take this action. Specifically, the insurance company can move to terminate your benefits if you reach maximum medical improvement, ignore medical advice, or intentionally fail to appear for a medical examination.

Modified Benefits

When an insurance company seeks a modification, they are seeking to reduce your workers’ compensation benefits. According to New Jersey law (NJ Rev Stat § 34:15-27), your employer’s insurance company can seek a modification if you refuse medical treatment. However, they must prove they are prejudiced by your refusal to undergo medical treatment.

Signs of a Petition For Modification

There are subtle signs which may indicate your employer will be seeking a modification. You should pay attention if your employer wants you to receive additional medical care or orders you to undergo a medical examination. You should consult a Haddon Heights, NJ, workers’ compensation lawyer if you suspect your employer will be filing a petition for modification.

Suspended Benefits

Depending on the facts of our case, your employer’s insurance company may seek to suspend your workers’ compensation benefits. Employers often seek to suspend benefits if they have evidence of insurance fraud. You should immediately consult a Haddon Heights, NJ, workers’ compensation attorney if your workers’ compensation benefits have been suspended.

Challenging Suspended Benefits

As the financial stakes are high, it is essential to have proper legal representation when challenging a suspension. You cannot simply argue the basis for the suspension was incorrect. Instead, you must collect evidence to disprove any claims of fraud.

Reinstating Workers’ Compensation

You may be able to have your benefits reinstated even if you have exhausted your workers’ compensation benefits or if your case is settled. Specifically, you must present evidence showing your injury has worsened. It is crucial to obtain strong legal representation as you only have two years from the date of your last payment to reopen your claim.

Call the Experienced Haddon Heights Workers’ Compensation Attorney at Stan Gregory Today

If you were injured in a workplace accident, you need a reliable Haddon Heights, NJ, workers’ compensation attorney. Stan Gregory and his experienced legal team have a long track record of successfully fighting insurance companies. Contact us today for a free consultation.

Haddon Heights Workers’ Compensation FAQs

Have questions about workers’ compensation benefits in Haddon Heights, NJ? Explore our frequently asked questions to gain a deeper understanding of the process and your rights. If you need personalized advice, don’t hesitate to contact the Law Office of Stan Gregory, your trusted workers’ compensation attorney.

Is there a limit on workers’ comp benefits in Haddon Heights, NJ?

Workers’ comp benefits in Haddon Heights, NJ, are subject to certain limits. Generally, benefits such as TTD end after 400 weeks. Additionally, your employer’s insurance company is not required to pay for treatment such as physical therapy after you reach maximum medical improvement.

What happenWhat should I do if my workers’ comp claim only partially pays?s with partially-paid claims?

You have legal options if your employer’s insurance company only partially pays your claim. Knowing your rights is key to addressing this situation. Under New Jersey law (NJ Rev Stat § 34:15-28.1), you can seek financial penalties against your employer.

What do I need to do if my employer doesn’t have workers’ compensation insurance?

If your employer lacks workers’ compensation insurance, you still have rights. You may be able to file a personal injury lawsuit against the person who caused your injury. Learn the steps to protect your interests and seek the compensation you deserve.

Can I claim both disability and workers’ comp benefits for the same injury or injuries?

Under certain circumstances, you may be eligible for both disability benefits and workers’ compensation. However, as you are not permitted to double dip, one of your benefits may be reduced. Understanding the rules is essential to ensure you receive the maximum benefits.

How long does a workers’ comp payment take?

Workers’ compensation benefits are not paid out immediately. Instead, New Jersey law (NJ Rev Stat § 34:15-14) requires benefits to be paid within seven days of a claim being accepted or approved. Knowing what to expect will help you plan and manage your finances during this period.

How long do I have to file a workers’ compensation claim in New Jersey?

In New Jersey, there are specific deadlines to file a workers’ compensation claim. Specifically, under New Jersey law (NJ Rev Stat § 34:15-51), you only have two years from the date of your accident to file a workers’ compensation claim. This two-year time limit is strictly enforced, which is why it is essential to act immediately following a workplace accident.