Workers' Compensation Lawyer Serving Haddonfield, NJ
Being injured on the job can be very stressful. You may be in pain, you need medical treatment, and you must take time off work. The last thing you need is to have to worry about covering your medical and other expenses or whether you could lose your job.
Experienced Haddonfield workers’ compensation lawyer Stan Gregory has been helping injured workers in South Jersey for over 20 years and can assist you through the entire workers’ compensation claim process. By working with a trusted workers’ compensation lawyer in Haddonfield, you can ensure that your rights are honored and your best interests are protected.
Call The Law Office of Stan Gregory today to speak with a workers’ comp lawyer about your situation.
An Overview of Workers’ Compensation in NJ
Typically when people hear the phrase workers’ compensation, they automatically think about workplace injuries. While it’s true that workers’ compensation may cover injuries sustained while at work, workers’ comp also protects people who are diagnosed with an illness or disease due to the conditions of their job, whether they are exposed to toxic substances or suffer strain or repetitive stress injuries.
Workers’ compensation in NJ is a no-fault system, meaning that an injured worker is not responsible for proving that their employer was at fault for causing their injury. This system preserves the employer-employee relationship and keeps disputes over the cause of workplace injuries from clogging the NJ court system.
Call Haddonfield workers’ compensation lawyer Stan Gregory to discuss your unique situation and find out what benefits you are entitled to.
Types of Workers’ Compensation Benefits in NJ
The Costs of Medical Treatment, Care, and Rehabilitation
Workers’ compensation insurance must pay for any necessary and reasonable treatment, hospitalization, therapies, aids, and prescriptions needed by employees who are injured in the course of their employment.
Called “temporary total disability workers’ compensation benefits,” lost wages are paid to employees who have missed more than seven days of work due to a work-related illness or injury. This benefit will pay 70% of your average weekly wage. NJ.Gov states that temporary total disability cannot exceed 75% of the Statewide Average Weekly Wage (SAWW) or fall below the minimum rate of 20% of the SAWW.
This benefit typically ends once an employee returns to work or it is determined that further medical treatment will not improve their condition.
Permanent Total or Partial Disability Benefits
Permanent partial disability benefits are for workers who sustain a permanent injury, including impairment of or loss of certain body parts, including arms, hands, feet, legs, fingers, toes, ears, teeth, or eyes (“scheduled” losses). This benefit may also be available to employees who suffer a back injury or develop problems with their heart or lungs (“non-scheduled” losses).
Very severe work-related illnesses or injuries could result in an employee being permanently unable to work. In these situations, the employee may receive permanent total disability benefits through workers’ compensation.
If you are the dependent of an employee who died from a workplace injury or illness, you may be eligible for workers’ compensation in NJ. The death benefit can also cover funeral expenses of up to $3,500.
Spouses, children, and other family members in the deceased’s household may qualify as a dependent for the purposes of receiving this benefit. Stan Gregory can help you determine whether you qualify as a dependent of the deceased based on NJ law.
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NJ Workers’ Comp Lawyer Stan Gregory Represents Injured Workers Throughout NJ
Frequently Asked Questions About Workers’ Compensation in NJ
Is Filing a Workers' Compensation Claim Considered a Lawsuit in NJ?
No. When you file a workers’ comp claim in Haddonfield you are filing an insurance claim, not a lawsuit with the court. However, even though filing a workers’ compensation claim is not filing a lawsuit, a workers’ compensation lawyer can still assist you in handling your claim and making sure you get all the benefits to which you are entitled. If your claim is denied, a workers’ compensation lawyer can also assist you in appealing the decision.
Can I Be Fired for Filing a Workers' Compensation Claim in NJ?
You may feel hesitant to file a workers’ compensation claim out of fear you will be fired. Don’t worry. NJ law prohibits employers from terminating employees for filing workers’ compensation claims and/or missing work due to a workplace injury or illness. However, keep in mind that an employee may be lawfully terminated if it is found that they filed a fraudulent workers’ compensation claim.
Who Is Eligible for Workers' Compensation in NJ?
Suffering workplace injury or illness does not automatically mean that you are eligible for workers’ compensation benefits. Workers’ compensation is only available to those who are legally classified as “employees.” By law, the following groups do not qualify for workers’ compensation in NJ.
- Freelance workers/independent contractors
- Unpaid volunteers and/or interns
- Sole proprietors with no employees
Many times workers are misclassified by employers in an attempt to circumvent the requirement to carry workers’ comp coverage. In many instances, a worker can be classified as an “employee” for workers’ comp purposes even if they are temporary labor or receive a 1099 rather than a W2.
If you are unsure whether or not you are an employee for the purposes of workers’ comp coverage, call workers’ compensation lawyer Stan Gregory for help.
Can Workers' Compensation Be Taxed in NJ?
In accordance with NJ state law, workers’ compensation benefits cannot be taxed.
Call Willingboro Workers’ Compensation Lawyer Stan Gregory
Know that you are not required by law to hire a workers’ compensation lawyer to handle your workers’ compensation claim. It is highly recommended that you do so because the insurance companies do not have your best interests at heart. They only make money when they don’t pay claims, delay paying claims, or underpay claims, and they have teams of lawyers on their side to help them do that.
Call Stan Gregory at (609) 281-5100 and trust that your workers’ compensation case is handled correctly and you are getting everything you deserve.