Workers' Compensation Lawyer Serving Haddonfield, NJ
Being injured on the job can be very stressful. You may be in pain, you need medical treatment, and you must take time off work. The last thing you need is to have to worry about covering your medical and other expenses or whether you could lose your job.
Experienced Haddonfield workers’ compensation lawyer Stan Gregory has been helping injured workers in South Jersey for over 20 years and can assist you through the entire workers’ compensation claim process. By working with a trusted workers’ compensation lawyer in Haddonfield, you can ensure that your rights are honored and your best interests are protected.
Call The Law Office of Stan Gregory today to speak with a workers’ comp lawyer about your situation.
An Overview of Workers’ Compensation in NJ
Typically when people hear the phrase workers’ compensation, they automatically think about workplace injuries. While it’s true that workers’ compensation may cover injuries sustained while at work, workers’ comp also protects people who are diagnosed with an illness or disease due to the conditions of their job, whether they are exposed to toxic substances or suffer strain or repetitive stress injuries.
Workers’ compensation in NJ is a no-fault system, meaning that an injured worker is not responsible for proving that their employer was at fault for causing their injury. This system preserves the employer-employee relationship and keeps disputes over the cause of workplace injuries from clogging the NJ court system.
Call Haddonfield workers’ compensation lawyer Stan Gregory to discuss your unique situation and find out what benefits you are entitled to.
Types of Workers’ Compensation Benefits in NJ
The Costs of Medical Treatment, Care, and Rehabilitation
Workers’ compensation insurance must pay for any necessary and reasonable treatment, hospitalization, therapies, aids, and prescriptions needed by employees who are injured in the course of their employment.
Lost Wages
Called “temporary total disability workers’ compensation benefits,” lost wages are paid to employees who have missed more than seven days of work due to a work-related illness or injury. This benefit will pay 70% of your average weekly wage. NJ.Gov states that temporary total disability cannot exceed 75% of the Statewide Average Weekly Wage (SAWW) or fall below the minimum rate of 20% of the SAWW.
This benefit typically ends once an employee returns to work or it is determined that further medical treatment will not improve their condition.
Permanent Total or Partial Disability Benefits
Permanent partial disability benefits are for workers who sustain a permanent injury, including impairment of or loss of certain body parts, including arms, hands, feet, legs, fingers, toes, ears, teeth, or eyes (“scheduled” losses). This benefit may also be available to employees who suffer a back injury or develop problems with their heart or lungs (“non-scheduled” losses).
Very severe work-related illnesses or injuries could result in an employee being permanently unable to work. In these situations, the employee may receive permanent total disability benefits through workers’ compensation.
Death Benefits
If you are the dependent of an employee who died from a workplace injury or illness, you may be eligible for workers’ compensation in NJ. The death benefit can also cover funeral expenses of up to $3,500.
Spouses, children, and other family members in the deceased’s household may qualify as a dependent for the purposes of receiving this benefit. Stan Gregory can help you determine whether you qualify as a dependent of the deceased based on NJ law.