Workers’ Compensation Lawyer in Hainesport, NJ
Did you suffer an illness or injury while working? Call New Jersey workers’ compensation lawyer Stan Gregory for help with your claim. Stan Gregory has over twenty years of experience helping the workers of New Jersey receive their due compensation when they have suffered an injury on the job.
You should know that insurance companies only make profit for their shareholders when they deny, delay, or underpay workers’ claims. Unfortunately, this creates a conflict of interest that all too often results in New Jersey’s workers not receiving the workers’ compensation benefits they deserve.
Insurance companies have a team of lawyers on their side, looking out for the bottom line. Stan Gregory has made it his goal to level the playing field for you. He has built his career on helping workers like you fight back when the insurance company delays, underpays, or denies claims. Call Stan Gregory today at 609-281-5100 and receive your free initial consultation. Stan Gregory only takes cases on a contingency basis, so you never pay out-of-pocket for his services.
What a Hainesport Workers’ Comp Attorney Does For Workers
Workers’ comp attorneys help workers navigate the legal process of filing a workers’ compensation claim in a number of ways. First, they offer legal advice on effectively reporting an incident or accident and what type of medical evidence they should request when they visit a doctor. Second, they represent and advocate for their clients during negotiations with the insurance company and during any legal proceedings in workers’ compensation court, if proceedings become necessary.
In short, workers’ comp attorneys act as guides through the confusing and complicated legal process and fight the insurance companies when they seek to deny injured workers their due compensation.
What You Should Do If You Are Injured at Work
There are three steps you must take if you suffer an injury or think there is a chance you might develop an injury or illness due to an incident or experience at work:
- You must report the incident to your supervisor or manager so that there is a record of the injury and the incident or accident that caused it. Without this record your case becomes more difficult to prove. Even if you merely think you may be injured or fall ill because of something that happened at work, you should report the incident because some injuries and illnesses take time to develop.
- Unless you fall under the protection of the Federal Employees’ Compensation Act (FECA), you must see a doctor paid for by your employer before seeing one of your choice. FECA allows federal employees to see the doctor of their choice first. Visiting a doctor and obtaining the doctor’s report is essential to the claims process because the doctor’s report determines the scope of your injury or illness, and thus the type and amount of benefits you are eligible for.
- You should begin to prepare to file your claim by documenting the underlying incident while your memory is fresh and listing any possible witnesses. After you have reported the incident and received the doctor’s report, you may then file your workers’ compensation claim.
An experienced workers’ compensation attorney helps you complete all three of these steps accurately and effectively so that you get the maximum benefits. If you are searching for a workers’ comp lawyer in Hainesport, NJ, contact Stan Gregory at 609-281-5100 for help.
Workers’ Compensation Benefits
These are the workers’ compensation benefits you may be eligible for in Hainesport, NJ:
“Lost wages” is merely another way of saying pay you are not earning while you are at home, recovering. NJ’s workers’ compensation scheme compensates you for lost wages from the time you are out of work until you return. The amount of your weekly payments equals 70% of your average weekly earnings, not to exceed 75% of the Statewide Average Weekly Wage (SAWW) or fall below 20% of the SAWW.
NJ’s workers’ compensation scheme compensates you for medical expenses such as hospitalization, surgeries and other procedures, therapies, prescription drugs, and other medically-necessary costs you incur during your illness or injury and your subsequent recovery. The window lasts from the time of injury till a doctor reports a full or maximum recovery.
Temporary Partial Disability Benefits
Injured workers who can perform “light duty” or perform the same work but for fewer hours despite their injury may be eligible for Temporary Partial Disability. This benefit helps to cover the difference between previous earnings and what the worker earns during recovery. Temporary Partial Disability benefits are two-thirds of the difference.
Temporary Total Disability Benefits
Some injuries are so severe that a worker cannot return to work at all until they are fully recovered. Temporary Total Disability benefits help cover their lost income while they heal. Beneficiaries receive two-thirds of their regular income and start receiving payments as early as three days from being out of work. Payments stop when a doctor approves return to work or if the worker gets the maximum of 400 weeks of payments.
Permanent Partial Disability Benefits
Some employees become permanently injured but are still able to work. The type and severity of illness or injury determine how the amount of Permanent Partial Disability benefits. Permanent disabilities are either scheduled or unscheduled. Scheduled disabilities are visual or hearing impairments or the loss of fingers, toes, or limbs. Unscheduled disabilities may be heart, lung, or back issues. Either way, a permanent disability is compensable even when the worker returns to work.
Permanent Total Disability Benefits
Workers’ compensation pays those who no longer work due to their disability Permanent Total Disability benefits. It does not matter if the worker can work some other job – if the worker cannot perform their previous duties, they are eligible for this benefit. Total blindness or the loss of both arms are examples of total disability.
The dependents of workers who die due to a job-related injury or illness may be eligible for workers’ compensation death benefits. “Dependents” may not be what you think – for the purposes of workers’ compensation the definition is much broader than say for the IRS or family law. If someone close to you died due to a workplace incident, call Hainesport workers’ compensation lawyer Stan Gregory to determine if you are eligible for death benefits.
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Workers’ Comp Lawyer Stan Gregory Represents Injured Workers Throughout NJ
Stan Gregory Also Represents Employees at the Following Companies
Workers’ Compensation Coverage in Hainesport
Many people assume incorrectly that workers’ compensation only covers one-time workplace accidents. However, prolonged illnesses due to workplace exposure to something harmful, repetitive strain, or stress injuries are also covered under workers’ compensation.
For example, if a worker gets exposed to dangerous substances that later result in cancer or another chronic or deadly illness, the resulting condition may be compensable under workers’ compensation. Worker’s compensation also covers injuries resulting from prolonged, repetitive stress caused by typing, standing, sitting, or heavy labor. Bask issues or CTS that develop over time also fall into this category.
Do you want to know if workers’ compensation covers your workplace injury? Call Hainesport workers’ compensation lawyer Stan Gregory at 609-281-5100 for your free consultation.
Frequently Asked Workers’ Compensation Questions
Is there a Limit to the Amount of Workers’ Comp Benefits I Can Get?
Yes. Generally, benefits cap out after 400 weeks of payments. Benefits may also stop when a doctor determines you are fully recovered.
Can I Contest it if My Claim was Only Partially Paid?
Yes! Depending on your situation and the specifics of your injury, you may be eligible for more benefits. Call Stan Gregory at 609-281-5100 to learn if you are being denied your full benefits.
Can I Still Get Benefits if My Employer Does Not Have Workers’ Comp Insurance?
Yes, through the NJ state uninsured employer system. New Jersey requires most employers to purchase workers’ comp insurance. Know that it is a class A misdemeanor for employers not to purchase insurance.
Is It Possible to Get Both Disability and Workers’ Comp Benefits?
Yes, it is possible to receive both social security disability and workers’ compensation. If you are unable to work due to your injury, disability covers you. However, if that injury was a workplace injury, you are also entitled to workers’ compensation.
Call Stan Gregory for Your Free Hainesport Workers’ Comp Consultation
If you are ready to fight to receive your due compensation or think you are being undercut by your workers’ compensation insurance company, contact Stan Gregory for a free consultation at 609-281-5100.
It’s time you receive your due compensation. We can help!