Workers’ Compensation Lawyer in Moorestown
Being injured on the job can be a very stressful experience – especially if your injury has resulted in medical expenses and/or time off from work. The good news is that you don’t have to go through this experience alone. In fact, you may be entitled to workers’ compensation if you were injured while at work in Moorestown, NJ. A workers’ compensation lawyer can help you understand your rights as well as assist you through the claims process.
Experienced workers’ comp lawyer Stan Gregory, Esq. can help assess your unique situation and work to get you fairly compensated for your injuries. With more than 20 years of experience as a practicing attorney, Stan Gregory is knowledgeable about all aspects of workers’ compensation claims. From filing your first claim to appealing denials, Stan is ready to guide you through every step of your workers’ compensation claim.
How Workers’ Compensation Works in NJ
Workers’ compensation is designed to protect employees who are injured or become sick due to job-related circumstances. Additionally, workers’ compensation may offer death benefits to the dependents of a person who dies due to work-related causes. Workers’ compensation is a “no-fault” system which essentially means that benefits can be paid regardless of who was at fault. In turn, employees cannot take additional legal action such as filing a civil lawsuit with the exception of work-related injuries or deaths that are the result of intentional actions.
It is important to note that the following people are not covered under workers’ compensation laws in New Jersey:
- Unpaid interns
- Freelancers/independent contractors
- Sole proprietors with no employees
- Unpaid volunteers
The 4 Types of Workers’ Comp Benefits in Moorestown, NJ
Workers’ compensation may help cover any medical expenses you’ve acquired due to your work-related injury. This includes all necessary and reasonable treatment, hospitalization, and prescriptions. Keep in mind, however, that the employer has the right to select the employee’s treating physician.
Temporary Total Disability
If your work-related injury has kept you out of work for more than seven days, you may be eligible for temporary total benefits under workers’ compensation. This benefit will pay 70% of your average weekly wage. NJ.Gov also states that temporary total benefits must “not to exceed 75% of the Statewide Average Weekly Wage (SAWW) or fall below the minimum rate of 20% of the SAWW.”
Permanent Total Disability
In some instances, work-related injuries can be so severe that they result in a person never being able to return to work. If that is the case for you, you may be eligible for permanent total disability benefits. This benefit is paid weekly after the temporary total disability ends.
If a loved one passes away due to a work-related injury or illness, you may also be entitled to workers’ compensation benefits. In order to receive this benefit, you must be a dependent of the deceased. New Jersey law automatically considers the worker’s spouse and children to be dependents as long as they were living in the deceased’s household at the time of their death.
Workers’ compensation benefits can cover funeral expenses up to $3,500.
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NJ Workers’ Comp Lawyer Stan Gregory Represents Injured Workers Throughout NJ
NJ Workers’ Comp Lawyer Stan Gregory Represents Injured Workers in Moorestown
Common Questions about Workers’ Compensation in NJ
What are Common Reasons for Workers’ Compensation Claim Denials?
Typically when a workers’ compensation claim is denied or underpaid in New Jersey, it is because the insurance company has decided that the injury was not severe enough to result in medical treatment or missed time from work.
Working with a trusted workers’ compensation lawyer like Stan Gregory can help improve your claim’s chances of being approved. Contact Stan Gregory today to discuss your situation.
Who Pays a Workers' Comp Claim?
Workers’ compensation claims in New Jersey are paid by the employers’ insurance policy. Since insurance companies are likely to decide in their own interest, this means that many workers’ compensation claims are often denied or underpaid. For this reason, it is very important to work with a workers’ comp lawyer who understands the ins and outs of workers’ compensation laws in New Jersey.
When Does Workers' Comp Start Paying
The type of benefit you’re expecting to receive will determine when your workers’ compensation can begin. Typically, however, you will have two wait two weeks (14 days) before receiving your benefits. Your employer could possibly face penalties if they delay your claim.
What if an Employer Refuses to File My Workers' Comp Claim in NJ?
You can contact the insurance company directly, or file a claim yourself.
What is the Deadline for Filing a Workers' Comp Claim in NJ?
A formal workers’ compensation claim in New Jersey must be filed within two years of a work-related illness or injury. Typically, however, it is in your best interest to file your claim as soon as possible.
Call Moorestown Workers’ Compensation Lawyer Stan Gregory Today
If you live in the Moorestown area and have gotten injured or fallen ill due to your job, seeking help from a local workers’ compensation lawyer serving Moorestown is very important. Call Stan Gregory at (609) 281-5100 to set up a free consultation.