Experienced Mount Laurel Workers' Compensation Attorney
If you are out of work due to a workplace injury, illness, or disease, the last thing you need to worry about is how you are going to pay your bills and pay for the medical treatment you need.
Let Mount Laurel workers’ compensation lawyer Stan Gregory handle your workers’ compensation claim. Stan Gregory has over 20 years’ experience helping injured workers in Mt Laurel and the surrounding areas, and will make sure that your claim gets the attention and consideration it deserves.
Call our Mount Laurel workers’ compensation lawyers today for your free case evaluation. Keep in mind that you will have no out-of-pocket expenses when you hire us to handle your claim, because we take workers’ compensation cases on contingency. Don’t risk having your Mount Laurel workers’ compensation claim denied, delayed, or underpaid. Call today.
How Workers’ Compensation Works in NJ
Workers’ compensation in NJ was created through state legislation and is a no-fault insurance-based system. This means that an injured worker does not have to sue their employer in court, nor must they prove that their employer was at fault for causing their injury in order to receive benefits.
Workers’ compensation was created to preserve the employer-employee relationship, get injured workers paid and in recovery quickly, and keep disputes over the cause of workplace injuries from clogging the NJ court system. Workplace injuries as well as any occupational diseases or illnesses caused by exposure to toxic substances at work are covered.
Call Mt. Laurel workers’ compensation lawyer Stan Gregory today to discuss your case. We can help you get the workers’ compensation benefits you need and deserve.
What are the Types of Workers’ Compensation Benefits I Can Get in NJ?
The Costs of Medical Treatment
If an employee is injured or contracts an illness or disease at work, their employer’s workers’ compensation insurance will pay for all necessary and reasonable medical treatment and rehabilitation including hospitalization, procedures, therapies, and prescription drugs.
Lost wages are called “temporary total disability workers’ compensation benefits” in workers’ compensation. Your lost wages will be calculated at 70% of your average weekly wage and will pay out if you have missed more than seven days of work due to a work-related illness, disease, or injury. Regardless of your wage calculation, in NJ your lost wages benefit will not exceed 75% of the Statewide Average Weekly Wage (SAWW) and will not fall below the minimum rate of 20% of the SAWW.
Permanent Total or Partial Disability Benefits
Workers who sustain a permanent injury will be entitled to additional payments beyond medical expenses and lost wages. If a worker suffers impairment of or loss of certain body parts such as arms, hands, feet, legs, fingers, toes, ears, teeth, or eyes (“scheduled” losses) or a back injury or problems with their heart or lungs (“non-scheduled” losses), they may receive permanent partial disability benefits through workers’ compensation insurance.
Severe work-related injuries, diseases, or illnesses can render an employee permanently unable to work in their former job or in any job. When this happens, the employee receives permanent total disability benefits through workers’ compensation insurance.
The family of a deceased worker is entitled to a death benefit that covers funeral expenses of up to $3,500. In NJ, if an employee dies from a workplace injury or from an illness or disease contracted in the course of employment, their dependents are eligible for workers’ compensation benefits.
The term “dependent” is interpreted rather broadly under workers’ compensation law in NJ. If you believe you may be a dependent of a deceased worker, call Mount Laurel workers’ compensation lawyer Stan Gregory for a consultation. He will be able to determine if you qualify for workers’ compensation death benefits.
CONTACT US NOW FOR A CASE EVALUATION
Common Workers’ Compensation Questions in Mt. Laurel, NJ
Can I Be Fired for Filing a Workers' Compensation Claim or Missing Work Due to a Workplace Injury in NJ?
No. In NJ, an employer may not fire an employee for filing a workers’ compensation claim or for missing work due to an injury, illness, or disease suffered in the course of employment.
Who Is Eligible for Workers' Compensation in NJ?
Only “employees.” By law, the following groups do not qualify for workers’ compensation benefits in NJ.
- Freelance workers
- Independent contractors
- Unpaid interns
- Sole proprietors with no employees
Employers have been known to misclassify employees as something else in an attempt to circumvent the requirement to carry workers’ comp coverage. Fortunately, for the purposes of workers’ compensation benefits a 1099 or temporary worker can be classified as an “employee” in NJ.
If you think you might be an employee for the purposes of workers’ comp coverage in NJ, call Mt. Laurel workers’ compensation lawyer Stan Gregory for help.
What Happens if My Workers’ Compensation Claim is Denied in NJ?
Mount Laurel workers’ compensation lawyer Stan Gregory can help you. If your claim was initially denied, you can seek recourse in the workers’ compensation court system. Stan Gregory has over 20 years of experience litigating in workers’ compensation court and can help you get the benefits you deserve.
Are Workers' Compensation Benefits Taxed as Income in NJ?
No. Under NJ state law, workers’ compensation benefits or any type and in any amount cannot be taxed as income.
Call Mt. Laurel Workers’ Compensation Lawyer Stan Gregory to Discuss Your Case
Insurance companies only make money if they deny your claim, delay paying your claim, or underpay your claim, and they have a whole boardroom of lawyers on their side to help them do that while you suffer and wait for lost wages and medical expenses to be paid.
While you are not required to retain a workers’ compensation lawyer to handle your workers’ compensation claim, you should do so in order to have a chance to prevail over the insurance company’s legal team.
Don’t take no for an answer. Call Mt. Laurel workers’ compensation lawyer Stan Gregory at (609) 281-5100 and know that your workers’ compensation case will be handled correctly and that you will get every cent you deserve.