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Workers’ Compensation Lawyer in New Hanover, NJ: Your Allies

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Are you looking for a workers’ compensation lawyer in New Hanover, NJ? With over two decades of experience pursuing justice for the workers of New Jersey, Stan Gregory has the experience and skill to help injured workers get their due compensation.

Stan Gregory understands how insurance companies work and how their tactics to turn a profit can negatively affect you. They only make money when they delay or deny workers’ compensation claims. Fighting for New Jersey workers and their rights is what Stan Gregory has dedicated his career to.

There is no substitute for having a trusted and experienced advocate by your side. For a free consultation, call the offices of Stan Gregory today at 609-281-5100. Cases are accepted on a contingency fee basis to minimize out-of-pocket costs to you.

How a Workers’ Comp Attorney Helps Your Claim

The complicated, confusing, and many times frustrating process to secure workers’ compensation benefits can be made much easier with an experienced workers’ compensation attorney to advise you. At a time when you should be recovering, a worker’s compensation attorney in New Hanover, NJ, can help you prepare your case and represent you at hearings and in negotiations.

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How to Handle a Workplace Injury

If you’re injured at work, three steps are critical to follow when you’re seeking workers’ compensation. These steps include:

Immediately Report the Incident

Report the incident immediately to your employer, even if you are uncertain you sustained an injury. Some illnesses and injuries can take time to manifest. Because the workers’ compensation process requires a great deal of detailed documentation, reporting the incident immediately helps support any future claims that resulted from it.

02

See a Doctor

You will need to see a doctor paid for by your employer first unless you are covered by the Federal Employees Compensation Act (FECA), which allows you to see a doctor of your choice instead.

The doctor’s report is critical for your case because it is the primary document all parties will utilize to negotiate your due compensation. A workers’ compensation lawyer can counsel what types of evidence you should request from the doctor.

03

File Your Workers’ Compensation Claim

Once the incident has been appropriately reported and you have obtained the doctor’s report and medical evidence, you may file your claim. Workers’ compensation lawyers are experienced with this process and can assist you in ensuring your claim is accurate and complies with the law.

Unlike some other states, NJ workers file under the “no-fault” system. This means that the injured employee does not need to sue the employer or prove that the employer was at fault or otherwise negligent to receive benefits. This can make the process more expedient and less negative for all parties.

Be aware of your employer’s policy regarding “on-the-job” injuries, and be certain to follow the steps. Your Human Resources Department should have a copy of the policy readily available.

New Hanover Workers’ Compensation Benefits

If your claim is approved, the workers’ compensation benefits you may be eligible for in New Hanover, NJ, can include:

Lost Wages

To ensure that your income is steady during your recovery, you receive weekly payments equal to 70% of your average weekly earnings. Be aware that your payout cannot exceed 75% of the Statewide Average Weekly Wage (SAWW), nor can it fall below 20% of it. Lost wages are applied from the date you start missing work to when you return.

Medical Expenses

Most of the medical expenses you incur due to your illness or injury can be covered by workers’ compensation benefits. Examples of commonly covered expenses include hospitalizations, medical procedures, surgeries, therapies, and prescription drugs. Some procedures like acupuncture, chiropractic, or physical therapy are usually limited to a set amount of sessions, but more sessions may be applied for if needed. The coverage window opens at the time of injury and closes when a doctor reports a full or partial recovery.

Temporary Partial Disability Benefits

In some instances, you may be able to work, but at reduced hours due to your condition. In that instance, you could be eligible for temporary partial disability benefits. This benefit reimburses an injured worker for two-thirds of the difference between previous earnings and current earnings.

Temporary Total Disability Benefits

Temporary total disability benefits apply to injured workers who cannot return to work until fully recovered. Injured workers can receive two-thirds of their regular income beginning as early as three days from being out of work due to the injury/illness. Payments end if you reach the maximum of 400 weeks of payments or when a doctor clears you to return to work.

Permanent Partial Disability Benefits

Permanent partial disability can apply if you are permanently disabled but can still work. Both scheduled and unscheduled disabilities can be covered. Examples of scheduled disabilities include visual or hearing impairments or the loss of limbs, while unscheduled disabilities, although more difficult to label, can include heart, lung, or back issues.

Permanent Total Disability Benefits

Permanent disability benefits would apply to an injured worker who can no longer work due to their disability. This benefit can apply to a worker who might be able to perform work in another capacity but can no longer perform their former job. Loss of both arms and complete blindness are examples of total disability.

Death Benefits

The dependents of an employee who dies due to a workplace injury can also receive benefits. The definition of “dependants” is broadly construed in New Jersey. Call New Hanover workers’ compensation lawyer Stan Gregory to determine if death benefits may apply in your situation.

Workers’ Compensation Coverage in New Hanover

Most workers’ compensation matters involve injuries from a one-time workplace accident. However, workers’ comp may also cover injuries and illnesses that take time to develop and may not be traceable to any particular accident or incident.

Examples can include injuries resulting from prolonged, repetitive stress caused by typing, standing, sitting, or heavy labor, along with maladies that result from exposure to harmful chemicals, such as cancers.

Workers’ compensation lawyer, Stan Gregory, wants to help you secure your workers’ compensation benefits. Call his office at 609-281-5100 today!

Workers’ Compensation FAQs

Some of the most commonly asked questions are answered below.

Does workers’ comp have a limit?

Yes, workers’ compensation does have a limit. Temporary total disability benefits cap out after 400 weeks of benefits, while other benefits stop when a doctor clears you to return to work.

What Happens When My Claim Is Only Partially Paid?

An experienced workers’ compensation attorney in New Hanover can help you determine if you are being denied your full benefits and fight for your rights to receive the correct amount.

Call Stan Gregory at 609-281-5100 today.

What Happens if My Employer Does Not Have Workers’ Comp Insurance?

In NJ, it is a class A misdemeanor for employers not to have worker’s compensation insurance. Unfortunately, it is necessary to file a personal injury claim for your workplace injury to pursue receiving due compensation in these rare cases. Personal Injury claims are processed under a different set of rules and laws, so the choice of your attorney can make all the difference in your case.

Can I Get Both Disability and Workers’ Comp?

Yes, in some instances, you can get both disability and workers’ comp. Disability covers a worker unable to work in any capacity, and if the injury was incurred in the workplace, workers’ compensation would also apply.