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Workers’ Compensation Lawyer Pemberton: Defending NJ Rights

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How Can a Pemberton Workers’ Comp Attorney Help?

Are you looking for a workers’ compensation lawyer in Pemberton? Stan Gregory is a workers’ compensation lawyer with over 20 years of experience helping employees file workers’ compensation claims and get the benefits they deserve.

Insurance companies deny many legitimate workers’ compensation claims because they only make money for their shareholders on denied claims. At the Law Firm of Stan Gregory, we can help you fight against this conflict of interest.

If you want an experienced workers’ compensation lawyer in Pemberton that cares about your workers’ compensation benefits, call Stan Gregory at 609-281-5100. We take workers’ compensation cases on contingency, so you won’t have to pay out-of-pocket, and our case consultations are free.

What To Do If You’re Injured On the Job

If you’re injured on the job, you’ll need to do three things: report the accident, visit a doctor, and file a claim. The NJ state legislature created workers’ compensation as a “no-fault” system to help injured workers get paid, avoid clogged courts, and preserve the employer-employee relationship. This means that you don’t have to sue your employer or prove that they are responsible for your injury to receive benefits.

To receive workers’ compensation benefits, you must first report the accident to your supervisor. Be sure to report the injury as soon as it happens because many states have short deadlines. If you don’t report your injury within this timeframe and develop symptoms weeks to months after your accident, you cannot collect workers’ compensation benefits.

Once you report your injury, you’ll need to visit a doctor. The Federal Employees’ Compensation Act (FECA) allows federal employees to see a doctor of their choice. If you aren’t protected under FECA, you’ll need to visit a doctor paid for by your employer. After 30 days, you can visit a doctor of your choice.

Your doctor will write a report detailing your injury and the care you will need to recover. This has a significant impact on what workers’ compensation benefits you’ll receive.

Filing a claim is the last step to receiving benefits for your workplace injury. Stan Gregory has years of experience as a workers’ compensation lawyer in Pemberton, helping employees get the benefits they deserve.

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Available Workers’ Comp Benefits in Pemberton, NJ

Lost Wages

Between the time of your injury and when you return to work, your workers’ compensation benefits cover missed paychecks. You’ll receive lost wages every week until you return to work. This type of workers’ comp calculates at 70% of your average weekly earnings and, it will not exceed 75% of the Statewide Average Weekly Wage (SAWW) or fall below the minimum rate of 20% of the SAWW.

Medical Expenses

Workers’ compensation covers hospitalization, procedures, therapies, prescription drugs, and other medical expenses related to your workplace injury. You will receive benefits immediately following your injury and until you recover.

You should note that some therapies such as physical therapy and chiropractic treatment limit you to a specific number that workers’ compensation can cover. Your doctor will need to write a report detailing how therapy is still needed for your recovery to get workers’ compensations to cover additional sessions.

Temporary Partial Disability Benefits

Workers’ compensation covers employees who are working reduced hours or completing reduced duties because of their workplace injury. This type of workers’ compensation covers the difference between your income before your injury and what you’re making now. Temporary partial disability benefits calculate at two-thirds of the difference.

Temporary Total Disability Benefits

If your workplace injury has put you out of work until you recover, you’re entitled to temporary total disability benefits. Temporary total disability benefits calculate at two-thirds of your income, and you can start receiving these benefits after three to seven days of being out of work.

Until your doctor says you can go back to work, you can no longer improve your condition, or you have reached 400 weeks of benefits, you can continue collecting workers’ compensation.

Permanent Partial Disability Benefits

Permanent partial disability benefits protect employees who have a permanent disability but can still work. The level of your disability will determine how much compensation you will receive. Disabilities or losses categorize as scheduled or unscheduled.

Schedule losses found in the state laws include disabilities like impairment or loss of a body part such as the leg, hand, or fingers. Unscheduled losses are harder to calculate as state laws do not include them. These include injuries such as back problems and issues with the heart and lungs.

Permanent Total Disability Benefits

This type of workers’ compensation protects employees who can no longer work at their previous job because of their workplace injury. This also protects employees who can no longer work any job because they now have a permanent disability. Some disabilities covered by permanent total disability benefits include blindness and the loss of both legs.

Death Benefits

Workers’ compensation provides benefits to dependents of deceased employees. If your family member died in a workplace accident, you’re entitled to death benefits. This will include a lump sum and $3,500 in funeral expenses. Because workers’ compensation laws in NJ are broad when it comes to “dependents,” call workers’ compensation lawyer in Pemberton, Stan Gregory, to help determine if you are eligible for death benefits.

What’s Covered by Workers’ Compensation?

Workers’ compensation most commonly covers one-time accidents that leave an employee injured. However, workers’ compensation in NJ also covers illnesses and repetitive injury.

Workers’ compensation protects an employee exposed to chemicals or other substances that lead to illness For example, you will receive benefits if you get asbestosis from asbestos exposure in the workplace. Other common illnesses include black lung disease, heart disease, high blood pressure, and lung cancer.

Repetitive injury is any injury caused by a repetitive action needed for your job. Compared to a one-time accident, repetitive injuries develop over a period of time. Workers’ compensation can cover carpal tunnel syndrome, tendonitis, back pain, and other injuries caused by repetitive action.

If you are unsure if workers’ compensation covers your accident, call workers’ compensation lawyer in Pemberton, Stan Gregory, at 609-281-5100.

Pemberton Workers’ Compensation Commonly Asked Questions

Does workers’ comp have a limit?

Yes, there are limits to workers’ compensation. Workers’ comp covers all necessary medical expenses. However, temporary total disability benefits cap out at 400 weeks of benefits, and workers’ comp only covers some therapies such as physical therapy for a specific number of sessions.

What Happens When My Claim Is Only Partially Paid?

If your workers’ compensation claim was underpaid, call workers’ compensation lawyer in Pemberton, Stan Gregory, to help fight for your benefits.

What Happens if My Employer Does Not Have Workers’ Comp Insurance?

If your employer doesn’t have workers’ compensation insurance, they are guilty of a class A misdemeanor. You will need to file a personal injury claim to receive benefits for your workplace injury.

Can I Get Both Disability and Workers’ Comp?

Yes, you can receive both social security disability and workers’ compensation. If you can no longer work in any job, disability will cover you. If a workplace injury is the reason you can no longer work, you are also entitled to workers’ compensation.

Call Stan Gregory, You Workers’ Compensation Lawyer in Lumberton, Today

At the Law Firm of Stan Gregory, we understand the conflict of interest for insurance companies. They only get paid if they deny, delay, or underpay your workers’ compensation claim.

Don’t let your workers’ compensation benefits get taken away. Call Stan Gregory at 609-281-5100 to have an experienced workers’ compensation lawyer in Pemberton file your claim.