Workers’ Compensation Lawyer in Pine Hill, NJ
If you have suffered a workplace injury or illness, call New Jersey workers’ compensation lawyer Stan Gregory for help with your workers’ compensation claim. Stan Gregory has over twenty years of experience helping the workers of Pine Hill receive their due workers’ compensation benefits. Put his experience to work for you..
Insurance companies have an inherent conflict of interest with you in that they only make profit for their shareholders when they deny, delay, or underpay workers’ claims for benefits. As a result, injured workers need strong and effective legal advocates to get the compensation they deserve.
Stan Gregory is that advocate. The insurance companies have their team of lawyers working for their interests, Stan Gregory levels the playing field for you. Call Stan Gregory today at 609-281-5100 for your free initial consultation. Stan Gregory only takes cases on a contingency basis, so there are no out-of-pocket expenses for the legal help you need.
What a Workers’ Compensation Lawyer in Pine Hill Can Do to Help Your Case
An experienced workers’ compensation attorney can help you in two critical ways. First, they can offer legal advice on how to effectively report a workplace incident or accident and what types of medical information and documentation they should request from a doctor to substantiate their claim. Second, they handle all correspondence with the insurance company, represent you during negotiations with the insurance company, and advocate for you in any legal proceedings in workers’ compensation court, if those proceedings are necessary.
An effective workers’ compensation attorney guides you through the confusing and complicated legal process of filing and pursuing a workers’ compensation claim, and they will fight back when the insurance companies seek to deny you your due compensation.
What You Should Do When You Get Injured at Work
Listed below are the steps you must take if you suffer an injury or contract an illness while working, or if you think there is a chance you might develop an injury or illness due to an accident or other experience at work:
- Report the incident to your employer to start the paper trail you need to get the insurance company to pay your claim for workers’ compensation benefits. Without evidence that you promptly reported the incident, your case becomes more difficult to prove. It is important to report an incident even if you only suspect you may have been injured or will fall ill because of something that happened at work. Some injuries and illnesses take time to develop and you want to have your report on the record if you need to file a workers’ compensation claim eventually. Be sure to document the incident when it is fresh in your mind, so that if you file a claim you have a record of it.
- See a doctor paid for by your employer, unless you are a federal employee. The Federal Employees’ Compensation Act (FECA) allows federal employees to see the doctor of their choice first. You will need a copy of the doctor’s report to file your workers’ compensation claim. Both your attorney and the insurance company use the doctor’s report to negotiate the type and amount of benefits you are eligible for.
- Compile your information and documentation to prepare to file your claim. Once you’ve reported the incident, visited the doctor, and obtained the doctor’s report, you should prepare to complete and file your workers’ compensation claim.
Your workers’ compensation lawyer helps you in each of these three steps to ensure you get the maximum benefits you are due. If you are searching for a workers’ compensation lawyer in Pine Hill, NJ, contact Stan Gregory at 609-281-5100 for help.
Workers’ Compensation Benefits You May Be Able to Qualify For
There are several types of workers’ compensation benefits you may be eligible for in New Jersey:
If you cannot work due to a workplace injury or illness, workers’ compensation compensates you for the pay you would have earned from the time you are out of work until you return, up to a maximum of 400 weeks or until a doctor clears you for work. The amount of your weekly payments will equal 70% of your average weekly earnings (AWW), not to exceed 75% of the Statewide Average Weekly Wage (SAWW) or fall below 20% of the SAWW.
NJ’s workers’ compensation scheme pays for medical expenses necessary due to your workplace injury or illness. These expenses may include hospitalization, surgeries and other procedures, therapies, prescription drugs, and other medically-necessary costs you incur to treat your illness or injury and during your subsequent recovery. Workers’ compensation covers medically-necessary expenses from the time you incur the injury until a doctor reports your full recovery or maximum medical improvement (MMI).
Temporary Partial Disability Benefits
Temporary Partial Disability benefits are available for injured or ill workers who, despite their injury or illness, can perform “light duty” or perform the same work but for fewer hours. Temporary Partial Disability pays two-thirds of the difference between a worker’s previous earnings and what the worker earns during recovery.
Temporary Total Disability Benefits
Temporary Total Disability benefits compensate workers whose injuries are so severe that they cannot return to work at all until they are fully recovered. Eligible workers receive two-thirds of their regular income and start receiving payments as early as three days from being out of work. Payments stop when a doctor approves return to work or if the worker receives the maximum of 400 weeks of payments.
Permanent Partial Disability Benefits
Permanent Partial Disability benefits compensate workers who can return to work but suffer a permanent injury. Permanent disabilities are either scheduled or unscheduled. Scheduled disabilities are visual or hearing impairments or the loss of fingers, toes, or limbs. Unscheduled disabilities may be heart, lung, or back issues. Either way, a permanent disability is compensable even when the worker returns to their usual work, and the amount the worker receives depends upon the severity of the permanent disability.
Permanent Total Disability Benefits
Permanent Total Disability benefits compensate workers who can no longer perform their previous work due to their disability, whether the worker could do some other job or not. Total blindness or the loss of both arms are examples of total disability.
In New Jersey, death benefits compensate dependents of workers who die due to a job-related injury or illness, paying funeral and other expenses. The definition of “dependents” for the purposes of workers’ compensation may not be what you think – it is much broader than in IRS or family law. If someone close to you died due to a workplace incident, call Pine Hill workers’ compensation lawyer Stan Gregory to determine if you are eligible for death benefits.
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Workers’ Comp Lawyer Stan Gregory Represents Injured Workers Throughout NJ
Stan Gregory Also Represents Employees at the Following Companies
What Workers’ Compensation Includes
You might assume that workers’ compensation only covers one-time workplace accidents, however, in New Jersey it covers much more. Prolonged illnesses due to workplace exposure to something toxic as well repetitive strain or stress injuries are also covered under workers’ compensation.
As an example, workers’ compensation may compensate a worker who became exposed to dangerous chemicals or other substances that later result in cancer or another chronic or deadly illness. In another example, worker’s compensation covers injuries resulting from prolonged, repetitive stress caused by typing, standing, sitting, or heavy labor. Back issues or CTS that develop over time fall into this category.
Were you hurt at work? Did something at work make you sick? Do you want to know if workers’ compensation covers you? Call Pine Hill workers’ compensation lawyer Stan Gregory at 609-281-5100 for your free consultation.
Frequently Asked Questions about Workers’ Compensation
Is there a Limit on Workers’ Comp Benefits in NJ?
Yes – 400 weeks. Benefits may cease before that if a doctor determines you are fully recovered or have reached maximum medical improvement.
What Happens With Partially Paid Claims?
You should fight an underpaid workers’ compensation claim! Keep in mind that insurance companies frequently underpay valid claims. Depending on your situation and the specifics of your injury, you may be eligible for more benefits than you received. Call Stan Gregory at 609-281-5100 to learn if you believe you were denied your full benefits.
What Happens if My Employer Does Not Have Workers’ Comp Insurance?
If you suffered an injury or contracted an illness on the job and your employer is uninsured, you can apply for benefits through the New Jersey state uninsured employer system. New Jersey requires most employers to carry workers’ comp insurance. It is a class A misdemeanor for employers not to purchase the required insurance.
Can I Claim Both Disability and Workers’ Comp?
In some circumstances, yes. If you are unable to work due to your injury, social security disability may cover you. If that injury occurred at your workplace, you are also entitled to workers’ compensation benefits.
Talk with Stan Gregory, Your Pine Hill Workers’ Compensation Lawyer Today – Free of Charge
You should be spending your time and energy resting and recovering from your workplace injury or illness. If you need help filing your workers’ comp claim, or if your claim was denied or underpaid, you can fight to receive your due compensation with Stan Gregory at your side. Put his over 20 years of experience to work for you. Call Stan Gregory for your free consultation at 609-281-5100.