Workers’ Compensation Lawyer Riverside, NJ: Unlock Benefits
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Workers’ Compensation Lawyer in Bellmawr, NJ
Are you looking for a workers’ compensation lawyer in NJ? Stan Gregory has over twenty years of experience helping the workers of New Jersey receive their due compensation when injured on the job.
Insurance companies only turn a profit from shareholders when they deny workers’ claims. But, unfortunately, this egregious conflict of interest often results in New Jersey’s workers getting denied for the slight mistakes on the claim application or because they did not acquire the right type of medical evidence.
Stan Gregory has made it his goal to level the playing field. He has built his career on helping workers like you go up against the interests of the insurance companies and their shareholders. Call his office today at 609-281-5100 and receive your free consultation! He only takes cases on contingency, so you never pay out-of-pocket for his services.
What a Workers’ Compensation Lawyer in Riverside, NJ
Workers’ comp attorneys help workers navigate the legal process of filing a workers’ compensation claim. This helps manifest in a few ways. First, they can offer legal advice on reporting an incident or accident and what type of medical evidence they should request when they visit a doctor to obtain the doctor’s report. Secondly, they represent their clients during negotiations with the insurance company and any legal proceedings, if necessary.
Essentially, workers’ comp attorneys act as guides through the confusing and complicated legal process, helping injured workers get their due compensation.
What You Should Do If You’ve Suffered a Workplace Injury
There are three steps you must take if you suffer an injury or think you might develop an injury due to an incident or experience at work:
First and foremost, you must report the incident so that there is a record of the injury and the incident that led to it. Without a record, your case becomes harder to prove. Also, some injuries and illnesses take time to develop, so if you experienced an incident that you think could lead to an injury, it’s best to report it anyway, even if you are not sure whether you experienced an injury or not.
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Second, you must see a doctor paid for by your employer before seeing one of your choice. If you fall under the protection of the FECA or the Federal Employees’ Compensation Act, this rule does not apply to you. FECA allows you to see the doctor of your choice first. This step is essential because the doctor’s report determines the scope of your injury or illness — and thus the type of benefits you can receive.
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Lastly, after you have reported the incident and received the doctor’s report, you may then file your workers’ compensation claim.
An experienced workers’ compensation attorney in Riverside, NJ can help you navigate all three of these steps. If you are searching for a workers’ compensation lawyer to help you with your claim, contact Stan Gregory at 609-281-5100.
Available Workers’ Compensation Benefits
The following is a list of common workers’ compensation benefits you may be eligible for in New Jersey:
Lost Wages
This benefit replaces lost income while you are out of work and recovering. The coverage window lasts from the time you are out of work until you return. During this time, you receive weekly payments equal to 70% of your average weekly earnings. Additionally, your payout cannot exceed 75% of the Statewide Average Weekly Wage (SAWW), nor can it fall below 20% of it.
Medical Expenses
orkers’ comp benefits also cover any medical expenses, such as hospitalization, procedures, therapies, prescription drugs, and other costs you incur during your illness or injury and subsequent recovery. The window lasts from the time of injury till a doctor reports a full or partial recovery.
However, some procedures like acupuncture or chiropractic and physical therapy are usually limited to a set amount of sessions.
Temporary Partial Disability Benefits
Temporary partial disability benefits help injured workers who can work reduced hours or perform “light duties” while they recover from their injury. This benefit helps to cover the difference between your previous earnings and what you are making while recovering. Temporary partial disability benefits calculate at two-thirds of the difference.
Temporary Total Disability Benefits
Some workers’ injuries do not allow them to return to work until fully recovered. Temporary total disability benefits will help cover their lost income while they heal. Beneficiaries receive two-thirds of their regular income and start receiving payments as early as three days from being out of work. Payments stop when a doctor approves your return to work or if you reached the maximum of 400 weeks of payments.
Permanent Partial Disability Benefits
Some employees become permanently injured but are still able to work. The type and severity of illness or injury determine how much a worker gets paid. In this benefit, disabilities are either scheduled or unscheduled. Scheduled disabilities are visual or hearing impairments or the loss of limbs. Unscheduled disabilities are more difficult to label — like heart, lung, or back issues.
Permanent Total Disability Benefits
If you can no longer work due to your disability, you can receive permanent total disability benefits. Additionally, this can apply to those workers who can no longer perform their old job but can work in another capacity. Total blindness or the loss of both arms are examples of total disability.
Death Benefits
The dependents of deceased workers who die due to injuries sustained while on the job can also receive benefits. Legally, “dependents” is a designation that covers many types of relationships in New Jersey. Call Riverside workers’ compensation lawyer Stan Gregory to determine if you are eligible for death benefits.
Call Riverside Workers’ Compensation Lawyer Stan Gregory for a Free Consultation
If you live in the Riverside, NJ, area and have been injured or contracted an illness or disease while at work, you need the help of a local workers’ compensation lawyer. Call Stan Gregory at (609) 281-5100 to schedule a free consultation to discuss your workers’ compensation claim.