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Workers’ Compensation Lawyer Southampton: Swift Settlements

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Workers’ Compensation Lawyer Southampton

If you are looking for a workers’ compensation lawyer in Southampton, choose Stan Gregory and his twenty-plus years of experience advocating for workers injured on the job. Stan Gregory fights to make sure workers are duly compensated when injured at work.

Did you know that many insurance companies only turn a profit from shareholders when they deny claims? Unfortunately, this means that there are scores of workers have their claims denied because they didn’t know how to file correctly or did not have adequate representation and advocacy.

If you are looking for an experienced workers’ compensation lawyer who fights for workers, call Stan Gregory at 609-281-5100. Consultations are free, and we only take cases on contingency, so there are no out-of-pocket costs.

How a Southampton Workers’ Compensation Lawyer Helps Your Case

Workers’ compensation lawyers help injured workers in a few valuable ways. First, they can help you file your claim correctly. Many people are uncomfortable dealing in the legalese that populates the many forms and associated instructions for filling them out. An error on your claim can cause a denial for your benefits. Workers comp lawyers know how to properly and successfully file workers comp claims.

Workers’ compensation lawyers also know what types of medical evidence will best support your case. It is a requirement that workers who file a claim must see a doctor or specialist who can medically verify an injury resulting from an incident at work. Workers’ comp lawyers can counsel workers on what type of medical evidence they should seek out.

Lastly, workers’ compensation lawyers advocate on behalf of clients during the settlement negotiations and, if it comes to it, the hearing. Without the help of an experienced workers’ compensation lawyer, many workers give up on their claims because they are routinely denied.

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Steps to Take If You’re Injured on the Job

If you suffer a work injury, there are three steps you must take to set up the foundation for a successful worker’s compensation claim. You must first report the incident to your supervisor, then visit a doctor, and, finally, file your claim. NJ workers file under the “no-fault” system, which means the injured employee does not need to sue the employer or prove that the employer was responsible to receive benefits. This expedites cases and preserves the employer-employee relationship.

You must report the incident as soon as it happens — this is crucial for the success of a claim. Reporting the incident allows you to file claims months later if the injury takes time to develop. If you miss the short deadline for reporting the incident, then you cannot file a claim based on the incident that led to the injury.

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Next, you must visit a doctor to gather medical evidence and obtain the doctor’s report. The doctor’s report is essential because it functions as the primary document to establish your workers’ compensation benefits. If the Federal Employees’ Compensation Act (FECA) protects you, then you can visit a doctor of your choice. However, if you aren’t protected, then you must wait 30 days to see a doctor of your choice and only after visiting a doctor paid for by your employer.

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Lastly, you must file your claim. A workers’ compensation lawyer can help you navigate this complicated process and help you secure your due benefits. Contact Stan Gregory at 609-281-5100 and put his two decades of experience to work for you.

Workers’ Comp Benefits

Compiled below is a list of common workers’ compensation benefits you may be eligible to receive if your workers’ comp claim is successful.

Lost Wages

Lost wages benefits cover your missed paychecks and usually applies to the time of the injury to when the employee returns to work. This ensures that you have a steady income while recovering. You will receive weekly payments equal to 70% of your average weekly earnings. Additionally, your payout cannot exceed 75% of the Statewide Average Weekly Wage (SAWW), nor can it fall below 20% of it.

Medical Expenses

Workers’ comp benefits cover your medical expenses such as hospitalization, procedures, therapies, prescription drugs, and other costs. This applies from the time of injury till the doctor reports that you have recovered.

Some therapies like acupuncture, chiropractic or physical therapy are usually limited to a set amount of sessions. However, you may have a doctor send a report requesting more sessions.

Temporary Partial Disability Benefits

If you are working reduced hours due to your injury, you may be eligible for temporary partial disability benefits. This benefit helps cover the difference between what you were making before the incident vs. what you are making now. Temporary partial disability benefits calculate at two-thirds of the difference.

Temporary Total Disability Benefits

If you cannot return to work until you make a full recovery, you can receive temporary total disability benefits. The amount calculates at two-thirds of your regular income, and you can start receiving these benefits as early as three days after being out of work. These benefits cease when a doctor approves your return or if you reached the maximum of 400 weeks of benefits.

Permanent Partial Disability Benefits

This benefit protects permanently disabled employees who are still able to work despite their injury. The severity of the disability determines the compensation. Additionally, disabilities are labeled as scheduled or unscheduled. Scheduled disabilities are visual or hearing impairments or the loss of limbs. Unscheduled disabilities are harder to classify — like heart, lung, or back issues.

Permanent Total Disability Benefits

Permanent total disability benefits cover employees who are no longer able to work due to their injury. This can mean that an employee cannot perform the tasks of their old job or are wholly unable to work. Total blindness or the loss of both legs are examples of total disability.

Death Benefits

Dependents of deceased employees are eligible to receive benefits. For example, if a caretaker or family member died in a workplace accident, then those dependents can expect a lump sum of money and $3,500 to cover funeral expenses. Workers’ compensation laws in NJ are broad when it comes to defining “dependents.” Call Southampton workers’ compensation lawyer, Stan Gregory, to see if you are eligible for death benefits.

Southampton Workers’ Compensation Coverage

Generally, workers’ compensation covers one-time workplace accidents. However, prolonged illness or repetitive injury are also covered by workers’ comp.

If an employee becomes exposed to a dangerous substance or chemical and develops an illness as a result, this would be covered by workers’ compensation. Repetitive stress injuries result from prolonged strain like standing, sitting, typing, or labor-intensive movements. They can lead to back issues, carpal tunnel, and other illnesses.

Are you unsure if workers’ compensation covers your accident? Call NJ workers’ compensation lawyer Stan Gregory at 609-281-5100.

Workers’ Compensation FAQ

Does workers’ comp have a limit?

Yes. Workers’ comp covers medical expenses, missed wages, and prolonged disability; however, temporary total disability benefits cap out at 400 weeks of benefits, and other benefits stop after a doctor approves your return to work.

What Happens When My Claim Is Only Partially Paid?

You may be able to receive more benefits. Call Stan Gregory at 609-281-5100 to see if you are missing out on any benefits.

What Happens if My Employer Does Not Have Workers’ Comp Insurance?

If your employer doesn’t have workers’ compensation insurance, then they are guilty of a class A misdemeanor. To receive compensation, you will need to file a personal injury claim for your workplace injury.

Can I Get Both Disability and Workers’ Comp?

Yes, you can receive both social security disability and workers’ compensation. If you are unable to work in any job, disability can cover you. If you are unable to work due to a workplace injury, you are also entitled to workers’ compensation.

Call Stan Gregory, Your Workers’ Compensation Lawyer in Southampton, Today!

Insurance companies only get paid when they deny, delay, or underpay your workers’ compensation claim. You deserve your total compensation, and Stan Gregory will help you receive it.

Call Stan Gregory at 609-281-5100 to have an experienced workers’ compensation lawyer in Southampton file your claim.