Workers’ Compensation Lawyer in Springfield, NJ
If you’ve been injured or contracted an illness on the job and you live or work in Springfield, you need a New Jersey workers’ compensation lawyer with the experience and skill to help you get the compensation you are due.
Insurance companies, like any other type of business, focus on making profit for their shareholders. They only turn a profit if they collect premiums and deny, delay, or underpay workers’ compensation claims.
Springfield workers’ comp lawyer Stan Gregory has over twenty years of legal experience successfully fighting on behalf of the workers of New Jersey. He can help you get the workers’ compensation benefits you are due.
For a free consultation with a workers’ compensation lawyer in Springfield, NJ, call the legal offices of Stan Gregory today at 609-281-5100. We accept cases on a contingency basis to minimize out-of-pocket costs to you.
How a Workers’ Compensation Attorney Helps You
Why do you need a workers’ compensation attorney? Of course you could try to file a claim yourself, but you should be spending your time and energy healing, not dealing with the complicated claims process. An experienced workers’ compensation attorney in Springfield will advise and counsel you during the complicated journey to secure workers’ compensation benefits, and will vigorously advocate for you with the insurance company and in workers’ compensation court to get you your full benefits.
Workers’ compensation attorney Stan Gregory is ready to help you prepare your case and represent you at hearings and in negotiations. You don’t have to fight the insurance company and their team of lawyers alone!
How to Handle a Workplace Injury
If you get injured or contract an illness or condition at work, here are the three steps you should take:
Report the Incident to Your Employer
Reporting an incident to your supervisor or employer, even if you are not sure if it resulted in an injury, is an important first step toward getting workers’ comp benefits. Some injuries and illnesses take time to manifest. Reporting an incident when it occurs helps support workers’ compensation claims that may result from it.
See a Doctor
If you are a federal employee, the Federal Employees Compensation Act (FECA) allows you to see a doctor of your choice. Otherwise, you must first see a doctor paid for by your employer. Obtain a complete copy of the doctor’s report because it is the document all parties will rely upon in negotiating the amount and types of workers’ compensation you will receive.
Evidence is a critical component of a successful workers’ compensation claim. Your workers’ compensation lawyer counsels you about what documents you should request from the doctor.
File Your Workers’ Compensation Claim
As part of the claims process you must prove you are entitled to workers’ compensation. You can do that through documenting the incident itself and collecting all documents and information from your employer and your doctor regarding the incident and your injury. Working with an experienced workers’ compensation attorney can help ensure that your claim is complete, accurate, and in compliance with the law.
New Jersey’s workers’ compensation system is “no-fault,” which means that the injured worker does not have to prove that the employer was at fault or otherwise negligent in court in order to receive workers’ compensation benefits. However, an injured worker does have to prove that the injury happened in the course of employment, and the extent of the injury.
For help with these three steps, call the workers’ compensation lawyers at the law offices of Stan Gregory at 609-281-5100. Stan Gregory will help you stand up to insurance companies and get the workers’ comp you deserve.
Workers’ Compensation Benefits in Springfield, NJ
If you cannot work while you recover from a workplace injury or illness, lost wages start paying from the date you begin missing work to the date you return. The goal of NJ’s workers’ compensation scheme is to provide steady income during your recovery. Weekly payments of lost wages are 70% of your average weekly earnings, not to exceed 75% of the Statewide Average Weekly Wage (SAWW) or fall below 20% of the SAWW.
NJ workers’ compensation covers necessary medical expenses to treat your workplace injury or illness. These expenses may include hospitalizations, surgeries and other medical procedures, rehabilitation, physical or occupational therapy, and prescription drugs. Coverage may include some procedures such as acupuncture, chiropractic, or physical therapy but you may have a limited number of sessions. You can apply for additional sessions if you require them.
Temporary Partial Disability Benefits
If after sustaining a workplace injury or illness you can perform “light duties” or work reduced hours at your regular job, you may qualify for Temporary Partial Disability benefits. The purpose of Temporary Partial Disability is to help cover the difference between your previous earnings and what you earn while recovering and on light duty. You may be eligible for two-thirds of the difference between your previous earnings and your current earnings.
Temporary Total Disability Benefits
If you become injured at work and cannot return until fully recovered, you may qualify for Temporary Total Disability benefits. These benefits pay two-thirds of your regular income until a doctor clears you to return to work, up to a maximum of 400 weeks. Payments can begin as early as three days after being out of work due to a workplace injury or illness.
Permanent Partial Disability Benefits
If you become permanently disabled due to a workplace injury or illness, but you can still work, you may be eligible for Permanent Partial Disability benefits. Both scheduled (a disability with a set, assigned value) and unscheduled (disabilities without a fixed value) disabilities are compensable. Examples of scheduled disabilities include visual or hearing impairments or the loss of fingers, toes, or limbs. Examples of unscheduled disabilities include heart, lung, or back issues.
Permanent Total Disability Benefits
If you can no longer work at your previous job due to your workplace injury or illness, you may be eligible for Permanent Total Disability benefits, even if you can perform other types of work. Examples of a total disability include loss of both arms or complete blindness.
The dependents of a worker who dies due to a workplace injury or illness are eligible to receive workers’ compensation benefits. The definition of “dependents” is broad and includes many types of relationships in New Jersey. If your loved one died due to a workplace injury or illness, Springfield workers’ compensation lawyer Stan Gregory can help you determine if you qualify for workers’ compensation death benefits.
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Workers’ Comp Lawyer Stan Gregory Represents Injured Workers Throughout NJ
Stan Gregory Also Represents Employees at the Following Companies
Workers’ Compensation Coverage
Many people think, mistakenly, that workers’ compensation only compensates acute injuries caused by a single workplace incident. To the contrary, workers’ compensation compensates for injuries and illnesses resulting from prolonged, repetitive stress as well as medical conditions resulting from exposure to toxic substances in the workplace. Strain injuries can result from typing, standing, sitting, or heavy labor, while diseases such as cancers can result from exposure to harmful chemicals. Workplace injuries of all of these types, even if those injuries take time to develop and may not be traceable to any particular accident or incident, are compensable under workers’ compensation.
For help in securing your maximum workers’ compensation benefits, call Springfield workers’ compensation lawyer Stan Gregory at 609-281-5100. Your initial consultation is free of charge.
Workers’ Compensation FAQ
Does Workers’ Comp Have a Limit in NJ?
Yes. Four hundred weeks is the cap for certain disability benefits, while other benefits cease when a doctor clears you to return to work.
What Happens When My Claim is Only Partially Paid?
Insurance companies frequently underpay claims, hoping you will just settle for what they gave you. An experienced workers’ compensation attorney can determine if you are being denied your full benefits and help you fight back. Call Stan Gregory today at 609-281-5100. He will fight for your rights to receive the correct benefits and no less.
What Happens if My Employer Does Not Have Workers’ Comp Insurance?
If your employer does not have workers’ compensation insurance, you may receive compensation for lost wages, medical expenses, and disability through New Jersey’s uninsured employer’s fund. You should know that in NJ, it is a class A misdemeanor for employers not to have worker’s compensation insurance.
Can I Get Both Disability and Workers’ Comp Benefits?
It is possible to receive both social security disability and workers’ compensation benefits. If you are unable to work due to your injury, disability will cover you. However, if that injury occurred in your workplace, you may also qualify for workers’ compensation. Call Stan Gregory for help applying for and getting all of the benefits you may qualify for.
Discuss Your Claim with Trusted Springfield Workers’ Comp Lawyer Stan Gregory
Springfield workers’ compensation attorney Stan Gregory has devoted his entire career to helping injured workers get their owed benefits. Put Stan Gregory’s more than 20 years of experience to work for you. For your free, no-obligation consultation with a workers’ compensation lawyer in Springfield, NJ, call Stan Gregory’s office today at 609-281-5100.