Workers' Compensation Lawyer Tabernacle, NJ: Resolve Claims
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Workers’ Compensation Lawyer in Bellmawr, NJ
Injured on the job in Tabernacle, NJ? Let Stan Gregory be your ally in securing the workers’ compensation benefits you’re entitled to. With a solid track record spanning over 20 years, Stan Gregory has been a relentless advocate for the rights of injured workers in Tabernacle and the surrounding areas.
His expertise and determination are pivotal in counteracting the strategies of insurance companies designed to delay or deny rightful claims, ensuring an injured worker receives the financial support they need for medical treatment during their recovery period.
Facing insurance companies and their legal teams can be daunting, but with Stan Gregory, you’re not alone. As a seasoned workers’ compensation attorney, he brings a proven track record and a commitment to justice to an injury victims’ corner.
Contact Stan Gregory’s office today at 609-281-5100 for a complimentary consultation for a workers’ compensation case in Tabernacle, NJ.
What a Workers’ Comp Attorney Does to Help Your Claim
As a seasoned attorney specializing in workers’ compensation law, Stan Gregory provides seasoned guidance through every step of the workers’ comp claims process. Your focus should be on healing from your workplace injury, not the stress of securing your compensation from an insurance company.
Entrust your case to Stan Gregory, as he’ll manage the claim from preparing your case to representing you in hearings and negotiations to ensure your claim is handled professionally and efficiently.
What to Do When You Experience a Workplace Injury
Following a set of key steps is crucial if you sustain an injury at your workplace. These actions ensure your safety and health and lay the groundwork for a solid workers’ compensation claim. The process involves reporting the incident to your supervisor, seeking medical attention, and filing your workers’ compensation claim.
Each step is vital in establishing a strong foundation for your claim and securing the benefits you are entitled to under New Jersey workers’ compensation law.
Report the Incident to Your Supervisor
In the event of a workplace injury, your first action should be to report the incident to your supervisor or manager. This step is crucial, even if you’re not certain about the extent of your injury, as some conditions may develop over time.
Prompt reporting lays the groundwork for a successful workers’ compensation claim. Document the incident in detail, secure a notice of injury form (DWC-1), and gather the names of any witnesses. This early documentation is key to building a robust workers’ comp claim.
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Visit a Doctor
Seek medical attention from a doctor listed by your employer as soon as possible. The medical report from this visit is a cornerstone of your claim, influencing the negotiation of your benefits. A workers’ compensation attorney like Stan Gregory can guide you on the necessary information and records to obtain from your doctor to bolster your claim.
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File Your Workers’ Compensation Claim
With the incident reported, a written personal account, a list of witnesses, and the doctor’s report, you’re prepared to file your workers’ compensation claim in New Jersey. Collaborating with an experienced attorney ensures your claim is thorough and precise.
In New Jersey’s “no-fault” workers’ compensation system, proving employer negligence isn’t required to receive benefits and streamlines the process for all involved. Additionally, familiarize yourself with your employer’s policies on workplace injuries, typically found in common areas or through your Human Resources Department, to further understand your rights and the company’s procedures.
Workers’ Compensation Benefits Available in New Jersey
New Jersey offers a range of workers’ compensation benefits for those who have suffered injuries or illnesses due to their jobs. These benefits are designed to provide financial assistance and support during your recovery. Understanding the various types of benefits available, from covering lost wages to addressing medical expenses, is essential for any worker in New Jersey.
Here are the key benefits you may be entitled to under the state’s workers’ compensation law:
Lost Wages
In New Jersey, if your work-related injury or illness prevents you from working, you may be entitled to compensation for lost wages. This benefit typically amounts to 70% of your average weekly earnings, with a cap at 75% of the Statewide Average Weekly Wage (SAWW) and a minimum of 20% of the SAWW. Eligibility for these payments begins from the time you’re unable to work until your return.
Medical Expenses
Workers’ compensation also covers medical expenses arising from workplace injuries or illnesses. This includes costs for hospital stays, surgeries, therapies, and medications. There are limitations on certain treatments, like acupuncture or chiropractic care, but extensions can be sought with medical approval.
Temporary Partial Disability Benefits
If you’re able to work in a reduced capacity (“light duty”) post-injury, you may qualify for temporary partial disability benefits. These benefits pay two-thirds of the difference between your pre-injury earnings and your reduced income while on light duty.
Temporary Total Disability Benefits
For workers completely unable to work during recovery, temporary disability benefits may apply, usually equating to two-thirds of your regular income. These benefits continue for up to 400 weeks or until a doctor deems you fit to return to work.
Permanent Partial Disability Benefits
Workers who sustain permanent impairments but can still work might be eligible for permanent partial disability benefits. In New Jersey, these are categorized as either “scheduled” (like loss of limbs or sensory impairments) or “unscheduled” (such as heart or back problems).
Permanent Total Disability Benefits
Severely injured workers who can’t return to their previous jobs might qualify for permanent total disability benefits. Examples include loss of both arms or complete blindness. Eligibility can extend even if you’re able to perform different work.
Social Security Disability Benefits
In some cases, workers who are permanently disabled may also qualify for Social Security Disability benefits, supplementing workers’ compensation.
Public Employee Benefits
Public employees in New Jersey may have additional or specific benefits under workers’ compensation tailored to their unique employment circumstances and risks associated with public service roles.
Death Benefits
In the tragic event of a worker’s death due to a job-related injury or illness, their dependents may receive death benefits. New Jersey has a broad definition of “dependents” for these purposes, expanding eligibility beyond immediate family members.
Common Job Site Injuries Suffered
Workplace injuries and illnesses can vary widely, impacting employees across different industries in New Jersey. Understanding the common types of job site injuries and illnesses that can occur is crucial for employees and employers alike. This knowledge helps take preventive measures and recognize early signs for prompt treatment and reporting, which is essential for a successful workers’ compensation claim in New Jersey.
Occupational Illnesses
Occupational disease refers to illnesses or conditions primarily caused by exposure to risk factors arising from work activity. This includes respiratory conditions, skin diseases, or hearing loss due to prolonged exposure to hazardous materials, loud noises, or other harmful workplace environments.
Fractures and Lacerations
Fractures and lacerations are common physical injuries on job sites, especially in industries involving manual labor or machinery. Fractures often result from falls, heavy lifting, or machinery accidents, while lacerations can occur due to mishandling of sharp tools or equipment malfunctions. Prompt medical attention and accurate reporting of these severe injuries are vital for effective treatment and compensation.
Mental Health Trauma
Mental health trauma in the workplace is increasingly recognized as a significant issue. This includes stress, anxiety, and post-traumatic stress disorder (PTSD) stemming from high-pressure work environments or traumatic events at work. Acknowledging and addressing these mental health concerns is critical for the well-being of employees and for ensuring appropriate workers’ compensation claims are filed.
Common Workplace Hazards in New Jersey
Under New Jersey law, workers across various industries can face hazards that can lead to compensable injuries under workers’ compensation. Recognizing these risks is key to prevention and proper response in case of an incident.
Here are some common workplace hazards in New Jersey:
- Injuries While Lifting: Common in manual labor jobs, improper lifting techniques can lead to back and muscle injuries.
- Accidents Involving Trucks or Forklifts: These often occur while embarking or disembarking vehicles and can lead to serious injuries. They can also include collisions or mishandling of materials.
- Repetitive Stress Injuries: Continuous, repetitive motions can result in long-term musculoskeletal issues.
- Struck by Falling Objects: A frequent hazard in warehouse and construction settings.
- Slips, Trips, and Falls: These accidents can happen in any workplace, often due to wet floors or uneven surfaces.
- Lack of Safety Equipment: Injuries resulting from inadequate protective gear or safety measures.
- Accidents Due to Rushing: Often occur when workers are pressured to meet tight deadlines.
- Exposure to Toxic Substances: This can lead to both acute and chronic health issues.
- Warehouse Accidents: These encompass a range of potential hazards unique to warehouse environments.
Tabernacle Workers’ Comp FAQs
What Is the Limit to Workers’ Comp Benefits in NJ?
Workers’ compensation benefits in New Jersey typically extend up to 400 weeks. However, additional benefits may be available beyond this period for those requiring ongoing medical care or suffering from permanent impairments.
What if My Claim Was Not Fully Paid?
If your workers’ comp claim hasn’t been fully compensated, it’s advisable to consult with an experienced workers’ compensation lawyer in Tabernacle, NJ. Often, insurance companies may not fully cover claims, and legal assistance can help you secure the full benefits you’re entitled to.
What if My Employer Doesn’t Have Workers’ Comp Insurance?
In New Jersey, the uninsured employer fund steps in to provide workers’ comp benefits for employees whose employers lack the necessary insurance. Employers without this insurance face significant legal consequences, including fines and potential imprisonment.
Is It Possible to Receive Disability and Workers’ Compensation Benefits at the Same Time?
Yes, you can receive both disability and workers’ compensation benefits simultaneously in certain cases in New Jersey. This is particularly relevant if you’ve exhausted your workers’ comp benefits but still require support due to your illness or injury. Legal guidance can assist in maximizing the benefits under both programs.
Call an Experienced Tabernacle Workers’ Compensation Lawyer Today
For over two decades, Stan Gregory has been a dedicated advocate for injured workers in Tabernacle, NJ. His commitment to securing rightful benefits for workers is the cornerstone of his legal career. With a deep understanding of the complexities of workers’ compensation law, he stands ready to support and represent your interests.
Don’t navigate the challenges of dealing with insurance companies on your own. Contact Stan Gregory today for a free consultation and benefit from his proven track record in New Jersey workers’ compensation cases.