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Getting hurt on the job can turn your life upside down, leaving you with medical bills, lost wages, and uncertainty about your future. The workers’ compensation process should help, but instead, it often feels confusing, frustrating, and unfair.
Insurance companies may delay or deny your claim, leaving you struggling to pay for the care you need. Meanwhile, your employer might pressure you to return to work too soon or dispute the extent of your injury, adding stress to an already difficult situation.
Stan Gregory is an experienced workers’ compensation lawyer in Collingswood, NJ, who can help you fight for the benefits you deserve, ensuring you aren’t left to navigate the process alone. Contact Stan Gregory today to protect your rights and get the compensation you need to move forward.
What Stan Gregory Can Do For You
If you’re seeking workers’ compensation for a work-related injury, having an experienced Collingswood workers’ compensation lawyer can make all the difference. Stan Gregory and his team guide you through the process, evaluate your claim, negotiate with insurance companies, and represent you in hearings or court if needed.
What To Do When You’re Injured At Work
Workplace accidents don’t just cause physical injuries—they disrupt lives. Unfortunately, some New Jersey employers try to take advantage of injured workers by discouraging medical treatment or pushing them to use sick leave instead of claiming benefits. Taking the right steps can strengthen your workers’ compensation claim and protect your rights.
Get Medical Attention
Seek medical treatment immediately after a workplace accident. Insurance companies often use delays against you, claiming your injuries aren’t serious. Prompt care not only protects your health but also ensures proper diagnosis and documentation for your claim.
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Submit A Report Of Your Injuries
Reporting your injury on time is essential for a successful workers’ compensation claim in Collingswood, New Jersey. State law (NJ Rev Stat § 34:15-17) requires you to notify your employer within 14 days, or your claim may be denied—unless you can prove they were already aware of your injury.
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Review The Status Of Your Claim
Many injured workers hesitate to pursue their workers’ compensation claims, feeling overwhelmed by the process or missing key steps like medical treatment or paperwork. The Law Office of Stan Gregory ensures your claim stays on track, keeping you informed and handling all filings accurately and on time.
Available Workers’ Compensation Benefits in Collingswood, New Jersey
Before New Jersey’s workers’ compensation laws, injured employees had limited legal options. Today, workers’ compensation benefits provide crucial support, but to qualify under NJ Rev Stat § 34:15-1, your injury must occur while performing job-related duties.
Workplace Accidents In Collingswood Covered By Workers’ Compensation
Workers in Collingswood are protected when accidents happen on the job. In addition to physical injuries, workers’ compensation benefits are also available to employees who develop mental health conditions or job-related illnesses. Stan Gregory has over 20 years of experience representing injured employees in New Jersey.
What Happens When Workers’ Comp Benefits End?
The answer is, “it depends”. In some cases, workers’ compensation benefits may end due to limits imposed by New Jersey law (NJ Rev Stat § 34:15-12). In other cases, employers and insurance companies may seek to modify, suspend, or terminate benefits.
Benefits That Are Terminated
Employers and insurance companies are not permitted to arbitrarily terminate benefits. Instead, they can seek to terminate workers’ compensation benefits if employees fully recover from their injuries. Alternatively, employers and insurance companies can move to terminate benefits if employees disobey medical advice or fail to appear for medical examinations.
When Workers’ Compensation Is Reinstated
Even if you previously reached maximum medical improvement, you can move to reopen your workers’ compensation claim and reinstate your benefits. Specifically, you must present evidence that proves your injury has worsened. You only have two years from the date upon which you last received benefits to seek reinstatement.
Benefits That Are Suspended
Unlike a termination or modification, a suspension is when workers’ compensation benefits are paused. Under New Jersey law (NJ Rev Stat § 34:15-57.4), an employer can seek a suspension if they have evidence of fraud. Specifically, fraud means there are questions regarding how the accident occurred or your prior medical history.
How to Challenge Suspended Benefits
Challenging the suspension of workers’ compensation requires strong legal representation. To successfully challenge a suspension, you must present evidence that directly disproves any allegations of fraud. Stan Gregory’s legal team will help you gather the evidence you need to successfully challenge a suspension.
Benefits That Are Modified
Employers and insurance companies can seek to modify benefits under New Jersey law (NJ Rev Stat § 34:15-27). Benefits that are modified are reduced as opposed to terminated. To obtain a modification, an employer must prove an employee’s refusal to appear for a medical examination caused them to suffer prejudice.
Know The Signs Of A Petition For Modification
Certain things must occur before an employer can seek a modification. Specifically, your employer may be considering a modification if they place you under surveillance or demand further medical treatment. You should consult a workers’ compensation lawyer in Collingswood if you suspect your employer is considering modifying of your benefits.
Collingswood Workers’ Compensation FAQ
The workers’ compensation claims process can be complex and confusing. Employers and insurance carriers take advantage of this confusion and sometimes give misleading or incorrect information. Stan Gregory and his legal team have advised injured workers for over 20 years.
Does workers’ comp have a limit?
Yes, workers’ comp does have a limit. Specifically, the cap for most disability benefits is 400 weeks. Benefits may cease before 400 weeks if a doctor determines you are fully recovered or have reached maximum medical improvement (MMI).
What happens if my workers’ comp claim is only partially paid?
Sadly, this is a tactic insurance companies use to pressure employees into accepting minimal settlement offers. You can and should fight to get the full benefits you deserve. If your claim has not been fully paid, our Collingswood, NJ, workers’ compensation attorneys will fight to secure the remaining compensation you deserve.
What happens if my employer does not have workers’ comp insurance?
Even if your employer lacks insurance, you still have rights. Specifically, you can still seek benefits from New Jersey’s uninsured employer’s fund. Our Collingswood, New Jersey workers’ compensation lawyers will guide you through the necessary steps to seek compensation.
Can I get both disability and workers’ comp at the same time?
Under certain circumstances, like the federal employees compensation act, you may be eligible for both disability and workers’ compensation benefits. If you receive SSDI and workers’ compensation benefits simultaneously, the combined amount of your benefits cannot exceed 80% of your pre-injury salary or else your SSDI benefits will be reduced. If you receive public employee disability benefits, your workers’ compensation benefits will be reduced.
How long before I get my workers’ comp payment?
Under New Jersey (NJ Rev Stat § 34:15-28), your employer has 60 days pay. If you do not receive payment within 60 days, you are entitled to interest. Our Collingswood, NJ, workers’ compensation lawyers will work diligently to expedite the payment process and ensure you receive your benefits as soon as possible.
What if my employer won’t file my claim?
If your employer is uncooperative, our law firm will take the necessary legal actions to ensure your claim is filed and processed. According to New Jersey law (NJ Rev Stat § 34:15-28.1), your employer can be financially penalized. This is because New Jersey law (NJ Rev Stat § 34:15-96) requires employers to report accidents within 21 days.
Is there a statute of limitations for filing a workers comp claim?
Yes, there is a statute of limitations for workers’ compensation claims in New Jersey. Under New Jersey law (NJ Rev Stat § 34:15-51), you must file a claim within two years. This two-year time limit is strictly enforced, which is why it is essential to act quickly following a workplace accident.
Call for Your Free Workers’ Comp Consultation with Stan Gregory, Your Collingswood Workers’ Compensation Lawyer
If you think you are being undercut by your workers’ compensation insurance company and you are ready to fight to receive your due compensation, contact Stan Gregory, an experienced Collingswood workers’ compensation lawyer, for a free consultation at 609-281-5100.
Get the workers’ comp benefits you deserve. We can help!
